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Turnaround

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  1. Hi Keefy, Nice to hear you have got some legal advice at last. Hang in there. Best regards…..Turnaround
  2. Hi cheddar, Do as Silverfox say’s. Don’t worry, that letter stops any DCA in their tracks. Regards…..Turnaround
  3. Hi Witsend, I’m afraid so nowadays!! But don’t loose hope, I have gone through the same process as you and am using it to my advantage. From what they have provided, it means that Ambrose Wilson don’t have an executable credit agreement on file. Keep pressing Ambrose Wilson for the agreement and they will eventually send a letter stating that "they are unable to locate it at the moment" and that "accordingly, and until we do, we accept that the debt is unenforceable." As soon as you get this, copy and send it to the DCA that’s chasing and they should back off. In the meantime, think about putting a claim in for a refund of your charges + interest in restitution. If you can, wait until your refund exceeds your balance and then claim. I will be posting my progress in the near future. Hope this helps. Regards…Turnaround
  4. Hi Gez, As you, I will be seeking compliance with the SAR first and then get the refund of charges plus restitutional interest. To ensure that I’m in the right ball park, could you confirm that a charge of £10.00 on 19 July 07 is roughly £39.09 on 19 Aug 11 with an interest rate of 39.9% in restitution? Thanks for your time. Regards….Turnaround
  5. Hi, What are the correct details for the POC regarding Littlewoods catalogue, are they Shop Direct Home Shopping Ltd (Trading As Littlewoods Direct) Shop Direct Finance Company Ltd (Trading As Littlewoods Direct)   Regarding the non disclosure of data, the ICO suggest that you name the data controller or the company secretary when sending the LBA – which is it or doesn’t it really matter. Regards…Turnaround
  6. Hi Madcap, Yes, I do have proof of postage and they have cashed the cheque. They have replied, in part, to my request in that they have supplied statements and the agreement. They haven’t sent copies of any correspondence between us. When the SAR is satisfied, I will then claim the charges back. Regards…Turnaround
  7. Hi Madcap, As you predicted Littlewoods have failed to fully comply with my SAR and gone over the 40 day limit. I have sent the first letter, giving them a further 7 days and am now in the process of sending the LBA. Do you know, and could you advise, whether it is better to use either "the part 7 procedure" or the "part 8 procedure" of the small claims procedure, as the template letter used implies part 7, but I feel part 8 should be used. From the ICO site. Part 7 procedure is used when the case is likely to be more complicated because for example there is a dispute about the facts. Part 8 The shorter procedure is called a Part 8 procedure. This procedure will only be used where the claimant is asking the court to make a decision about a question which is unlikely to involve a very great dispute about the facts. An example might be where you have properly made a subject access request, enclosing the correct fee and more than 40 days have passed and you have not received any response. You are, therefore, making an application to court for an order that the data controller answer your subject access request. Regards….Turnaround
  8. Thank you for confirming that. Regards...Turnaround
  9. Hi Rebel' Superb link, the dogs ....... Regards.....Turnaround
  10. Hi Rebel, Thanks for the link I will study that. What do you think about the defendants details on the POC? Regards..Turnaround
  11. Hi All, I would like to claim my charges back from Shop Direct (Littlewoods). I have just sent my SAR and awaiting the results. I would like to get everything in place first and fully understand the proceedure/process and therefore would like to ask a few questions. Are there any Court Fees/Charges payable during the Court process if you are in receipt of Income Support i.e. To fee start your claim, the allocation fee and hearing fee. What are the correct details for the POC regarding Littlewoods catalogue, are they Shop Direct Home Shopping Ltd (Trading As Littlewoods Direct) OR Shop Direct Finance Company Ltd (Trading As Littlewoods Direct)   Regards…Turnaround
  12. Hi Madcap, I too, would like my charges back from Shop Direct (Littlewoods). I have just sent my SAR and awaiting the results. I would like to get everything in place first and fully understand the proceedure/process and therefore would like to ask a few questions. Are there any Court Fees/Charges payable during the Court process if you are in receipt of Income Support i.e. To fee start your claim, the allocation fee and hearing fee. What are the correct details for the POC regarding Littlewoods catalogue, are they Shop Direct Home Shopping Ltd (Trading As Littlewoods Direct) OR Shop Direct Finance Company Ltd (Trading As Littlewoods Direct)   Regards…Turnaround
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