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SirChenJin

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  1. I want to ignore but don't want to risk a CCJ, would they do that? Uncle - I still live in the property I moved to after that one and have been on the electoral role since moving in (credit files would prove this I guess?) I honestly have no idea what the money is for, assumed the monthly DD covered everything as I hadn't heard anything to say it hadn't, that's why I was wondering if a SAR request is worthwhile? To see how much is "my" debt and how much was accrued after I moved out.
  2. Hi All I have received a letter today from Past Due Credit Solutions requesting payment of just over £1.5k for an account with n power at a property I lived in for 18 months this between 2010 and 2012. Firstly the dates of the account are incorrect and are for a further 2 months after I moved out, secondly this is the first I heard that I owed them money! I'm not sure where to start with this one to be honest. Do I send them a SAR request? If so, is there a template specificity for energy companies? I was paying previously via a bank account I closed sometime ago it's going to take me a while to price payment I would like to push the ball into their court for now. Looking online and at other forums i think n power have sold on a shed load of accounts recently to DCA's as there seems to be an awful lot of people complaining about debt collectors film letters for old accounts. Any help you can give would be appreciated. Thanks
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