samdon1988
-
Posts
5 -
Joined
-
Last visited
-
none of it, the limit is £2,500.00 and it is reducing by £65 per month the Halifax card is around 4 years old but the MBNA one is less than a year old (has 4 years interest free)
-
Yes i believe so all letters and emails have stopped etc. And my plan is live
-
hi thanks for your reply, I have looked in the debt collection library but nothing jumps out at me. Do I need to write to each lender a letter asking for F&F and is there a template for this?
-
They are all owned by the creditors and I haven't seen a default - just the 'late payment' showing at the min... the DMP is young though only 3/4 months old
-
Hi all I am after some advice. I am currently on a DMP through Step Change and I have been paying £422 a month for about 3 months now. I am due to inherit some money so I want advice on paying the debts or ‘settling them’ as I have seen in previous posts. Full and final is what I have seen crop up a lot. The balances are as follows; £27,814.00 – Sainsburys Loan showing as ‘1 month late’ on my credit report £2,265.00 – Halifax Overdraft £2,028.13 – Halifax Credit Card £3,826.00 – MBNA Credit Card showing as ‘1 month late’ on my credit report I have seen posts about offering 20% to each firm, can someone point me in the right direction for templates ect. or advise what I they recommend I should do. If I can get them all settled and get myself off the DMP how long will my credit file be effected for? Thanks, Sam
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS