ok thank you i will get as much info as i can & get it to you asap will get in touch with Northants bulk i have the reference number so will ring in the morning and request all information that is needed . . Thank you .x

Can they do that with one missed payment .?. sorry obviously they did and yes i have some of the paperwork but it just says the amount paid into account and when the loan was taken out.

Thank you for taking the time to read my thread,, the bank said it was sold on to Cabot financial and will not give any information, emailed them and they said Mortimar Clark Solicitors are dealing with this on their behalf , Cabot requested the charge on my property when i went through bank statements i made thirtyseven £159.98 payments and the final direct debit payment was £153.42 . I think the loan was paid because of the last payment being different , cannot understand why this is so high even if there is a bit of interest owed. i am not sure what the interest rate was , sorry, it was a personal loan over three years and i paid it for three year missed 1 payment half way through but carried on . i cannot seem to get any answers paid back £6.158 back of the £5000 loan. I have checked credit report it just says Lloyds tsb Unsecured loan does not mention payments.. i am worried to speak on phone to anyone done all via email because alot of people said do not speak direct until you know more. . any help appreciated.thank you x

No I am still at the address and yes I guess I did bury my head in the sand at the time I was going through a berevement I know this is no excuse but I genuinely thought I paid the loan back ,I did pay ,£,6.100 I may owe a few hundred but no more should I tell them to take it out proceeds of sale or do you think they would take a offer. the loan was a £5000 personal loan and continued to pay for 3 years till 2008 , ,can they charge this amount the only thing I may owe is a bit of interest on the loan as £6.100 was paid back to the bank.

Yes the Loan was solely in my name and the property is solely in my name aswell.. July 2015 but only found out last week there was a charge on my house but cannot pay the £,9.100 asking.

Yes the Loan was solely in my name and the property is solely in my name aswell..

Thank you for your reply,,,No just myself.

Please if there is someone who could help me I would appreciate it very much. I took out a loan in 2005 for £5000 with Lloyds tbs and continued to pay it back until September 2008 and the amount I paid back was £6100 . I came out of work in 2008 and informed the bank as I thought I had ppi with the loan and was all sorted and protected in 2017 put house on the market ready to be sold but received a phone call From solicitors saying that there was a charge of on my house, ,I feel so sick about this and so upset as this could prevent the sale of my house . Got in touch with Cabot financial asking where this was from and they said it was a unsecured loan bought off Lloyds I had to pay back £9100 have to get in touch with Mortimer Clarke solicitors in West Sussex who are now dealing with the case . I have all my bank statements with every payment I paid back to lloyds . Please help as I need to remove the charge ASAP,, Thank you so much for taking the time to read my thread x