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pidnani

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  1. Oh wow, thank you so much... I have sent an email to EE credit file query team, so waiting for them to get back, if not will do so as you advised... Is there anything from the ICO rules and guidelines I can quote or..... The debt is just a remaining balance, but you could be right it could be admin charges etc... left that i am paying off.. Thanks so much once again,, I feel so relieved -- was loosing sleep over this
  2. Thank you Dx100uk. Yes, I did raise a query with Experian as well as raised a query with EE Credit team. I am waiting a response. However someone in their collection team told me that as I acknowledge debt after the 6 years, they put the default back on as it still unpaid???- - Not sure if that is possible or correct in law? Not sure if this is even in accordance with the consumer credit act... The debt has not been sold to Moorcroft, Orange still own the debt after all these years however i have still kept the same arrangement and never changed -- it was a direct debit of 10.00 a month that i just never stopped...
  3. No its still with Orange, and the same external debt collector Moorcroft, the same default was re-registered by EE(Orange)
  4. Hi All, I have seen today really strange situation which I have not seen or heard before as follows:- I have had an Orange phone bill default since 2009. In 2010, it was passed to external debt collectors to make payment arrangements which i still do. --- 6 years after which was 2015, the default dropped out of my report which i would imagine is correct. Now after 2 years , I 've just seen on Experian report today the same default with the same old debt newly posted with a new default date of 2017 obviously my credit file is seriously affected... . Does this mean I have to wait another 6 years for the same default to drop of again. There is still a small balance on the debt which I have been paying, but the default should not re-appear after it was dropped after the 6 years lapsed... Thanks any help would be appreciated.....
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