Right you are. Makes sense when I think about it... Just thought that I would want the running balance value the same as the statements, and use it as a cross reference, but now I understand. Thanks again!

Can I assume that the Interest charges from my monthly statements should also be included in this Monthly Spend column?

Thanks for your prompt reply. Much Appreciated

Hello, I am in the early stages of preparing a claim for mis-sold Credit Card PPI and have downloaded the FosRunning v102 Spreadsheet. Fortunately I kept my old statements so I think I have sufficient data to calculate what compensation I should be entitled to. I'm just a little confused with how I regard late fees and overlimit charges of which I have many.. Do I include these charges in the Monthly Spend column? Many Thanks for your help