JulieBolton79
Registered UsersChange your profile picture
-
Posts
5 -
Joined
-
Last visited
Reputation
1 Neutral-
Just an update on my case with Welcome, I spoke to them last week and they were surprisingly helpful. They advised as I had maintained my £50 payments for several years they had frozen the interest on the account. I asked if they'd accept a full and final offer and they said I could make the request and they'd get back to me. I had taken out 10k and over the years had paid around 7k. They said the outstanding balance was 7.5k I offered 4K and they accepted. I have asked for confirmation in writing and that the charge on my house will be removed and they are sending it out. I will have paid around 11k in the end which is a result I'm happy with as I spent the 10k so it's fair. Just wished I'd not had 10yrs I'd worry about it. Just wanted to share a positive story for those losing hope with Welcome.
-
Hi, I took out a loan secured on my home for 10k in July 2008 which after a messy divorce I defaulted on. I had the usually harassment from Welcome and in the end changed my number. I have being paying them £50 a month every since as a token gesture and I haven't spoken or communicated with them since. I currently live with my partner and the house which the debt is secured against is lived in by someone else (tenant) so I have no post at present. I have checked the Land Registry and there is a charge from them on there so I know they are not going to go away! They don't appear on my credit report at all I have no idea on the balance outstanding or of any offers made by them. I would like to approach them with a settlement offer but I don't want to open lines of communication if it's just going to result in further harassment. Any advice on how to proceed? Thanks, Julie
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
×
- Create New...
IPS spam blocked by CleanTalk.