I am moving back to the UK after having lived there in 2013 for a while. My dad passed away and I left to america to attend matters but left everything behind. Including outstanding debt of about 40 pounds and a Vodaphone contract in which I only paid off about 200 pounds from a 1,300 pound phone. Will I be able to get a bank account again with anyone or did I screw myself? If so what can I do? Ill be getting a job and I need a bank account to do that. Are there alternatives? I currently dont have any money to pay the bank back or Vodaphone but I want to in the future when im able to. Im quite scared about this. any answers are appreciated. Im not a bad person i just want to find a way to get the chance to pay back the money but im scared i wont even be able to get that chance.