When you say the agreement price do you mean the full sum that is owed? I'll get back on the laptop and reupload the files, my mistake. The agreement of £30 per month was agreed last month after I received his letter. I have every intention of paying him the money I signed for to agree to pay, my question to him is where he got £100 in costs from. Should he keep the photos until I pay the full amount?

Thanks for the reply, I hope i've done the PDF right. invoices.pdf

Hey everyone, At the start of last year (January and February) my wife and I took our kids in for two different photo shoots at the same place. It was one of those groupon deals where you pay £30 or so and you get a free print, but you have the option afterwards to either walk away with your one free print or buy some more of the photos. Both of these times we set up a payment plan for these two different sets of photos and signed a piece of paper to say we agree to pay that amount. The total amount was £310. We had a really rough year last year, my wife is severely disabled and I'm her carer, and my mum also passed away from cancer in October. I completely forgot about these photos and the payment plan. I had a letter at the end of January this year (which seems to be dated 19.01.16) that says a "recovery cost" of £100 has been added to the balance, and £24.80 of interest. The letter also states that he has tried numerous times to contact me by phone and has sent out several invoices, none of these I received. The letter states that if he doesn't receive the full payment in 7 days he would take court action. I emailed the photographer enquired about the added charges, he said right off the bat that he would waive those if I made a payment. I made a payment of £30 and said that £30 per month was all I could afford, we both agreed on that payment plan. I also asked him to send me copies of the letters I signed when we came to the agreement. He emailed me these recently and it says nothing about added charges and interest being added, nor does it say anything about a date that the balance had to be paid by. I asked him again what it was exactly that he did that cost him £100 pursuing the debt and he gave no specific details. He has now become very annoyed and has said that "if I still want the photos" I would need to pay in full because he's no longer willing to accept a payment plan. I'm quite confused, I was under the impression from his letter that i am legally obliged to pay him that money for the photos (which I dont have in my possession), if that's the case then how can there be any "if you still want them"? Is he able to charge interest and just think of a number to add on top of the money I owe? I know it may look a tad silly because he said he would waive the added £100, which seems a bit strange if he had actually spent that amount chasing me up. But I just can't help the feeling that he just stuck it on the letter as a threat to make me get in touch. Despite what the letter said I had no contact from him at all for the whole year beforehand. Any advice you can give would be great. I have the letters and signed documents if it helps Many thanks, Rich