I sent the letter u told me and they replied daying the account had alresdy been handed over. I recieved this lettee today ehat should i do now? Dont want anything bad against mt name "Following our initial letter, we are disappointed that your account with Xercise 4 Less is still in arrears and our fee has not been paid. We would still like to reach amicable (lol) resolution to this, however, if you fail to respond to this letter, we will have no option but to commence further action to recover the monies owed. The options available to us are: 1. Legal action We believe you are in breach of a legally binding contract with Xercise 4 Less because you have not paid your membership and our fees. We may pursue a claim under this contract through the Courts. If we do so the following process would apply: 1. We will write a formal letter explaining what we are demanding and give you a final opportunity to pay/repay 2. If this failed to settle the matter we would issue proceedings against you in the county courticon 3. You could then either: a. make payment, ending the legal process, or b. dispute some, or all, of the amount was owed 4. If you dispute the amount was owed the Court process would continue, at the end of which the Court would make a decision on our claim 5. A strict Court timescale will apply in relation to the Court process. Were we to be successful in our claim, or if you ignore the claim, a County Court Judgement (CCJ) may be registered against you requiring you to make payment. You may also be liable for our costs of pursuing legal action and interest on the amount owed. If you then fail to pay the amount covered by the CCJ we would take the next steps required to enforce the judgement. To do this we would have to make an application to the court. 2. Outsource to external agents Your account would be passed to another Collection Agency who will take further action to recover the monies owed. You can avoid this happening if within the next 10 days you contact us on 01444 449165 to arrange payment with uS

Aw thankyou very much i will do!

I paid £39.99 on 21st october first dd set up then paid £19.99 on 7th november. Im not 100% sure when i cancelled it but it must of been before the 7th december as they did not take a payment. I also recieved my first letter in December.

Hiya, i didnt want to create another thread was just after some advice. I signed up with exerciae for less for the 1 month only at 19.99. I paid my first month which was in october i then paid november. In december i was no longer going i read the terms and conditions which i was sent and no where stated that i had to do this online. i cancelled with my bank. I have now been recieving letter fron harlands saying i owe money The latest letter which was from today is from crs and i owe 134.97. What is the best thing that i can do now? I have filled out the cancellation form online now also. Any help would be greatly appreciated