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ceeferace

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  1. Hello We had a DMP, the company went under and we had a lot to sort out. We were advised to offer and pay a nominal amount, which we did and have tackled any that came up over the years. In short, we were young, in a mess and had bad advice. There are a couple more that I need to look at too. I have logged in to Cabot using the details on the letter they sent. I think I have been paying Marlin. Payment is now cancelled and I have a CCA ready to post.
  2. Hello I have an old Capital One account and have been paying monthly to Cabot/Resolvecall. I received a letter in November 2023 stating that Cabot are taking over the account and since then letters have become increasingly threatening. I have logged in to my account and I have made monthly payments until March 2023 according to their statements. I have not cancelled any payments since then so am not sure 1) how Cabot have taken over an existing account 2) why payments are no longer being credited. Do Cabot trade under any different names? They are threatening a CCJ, rather than call them I am thinking I need to do a CCA first? Thanks
  3. I have checked my credit file, there is nothing showing as it all very historic. Will update when I receive the papers.
  4. It's been a while! I am home with COVID and this afternoon had a shock call from the courts! It appears that there was a court case, the solicitor was appealing to lift the stay and strike out my defence, he said something about me not sending it to the claimant. All of the information has gone to an old address so it is now adjourned and they will send to my current address for reschedule in 6 weeks time but the Judge said she expects it won't be needed as she has seen that they have now provided the documents that I requested. The solicitor mentioned costs. I am still in shock and there is nothing I can do now until I receive the paperwork. I didn't update the courts about the change in address as I assumed it was over. I am now worrying that I have missed notifying someone else.
  5. Hi I hope that everyone is coping well We received a message a few months ago about mediation, we called back and there were no slots left so the case went to the courts. We have received a letter today; 1) Unless the claimant does by 4:00 on 19 June 2020 pay the court the trial fee of £25 or file a properly completed application (i.e. one which provides all of the required information in the manner requested) for help with fees, the the claim will be struck out ..... 2) The hearing of the claim will take place on 17th July at X County Court ......... 3) Parties serve and file copy documents by; Claimant 10th June Defendant 24th June I am surprised that courts will be back in person in July but we will get started on the defence statement. Our issue is that we are supposed to be on holiday on 17th July, this is unlikely to go ahead but will let the courts Know anyway.
  6. I had been reading threads and wasn’t clear if I should expect a delay because of Xmas ....... Happy new year!
  7. Hi Should I have heard something by now? Defence was due on 13th Dec, we have received confirmation that it has been sent to the claimant but nothing else. I’m not sure how much the timelines are affected by Xmas.
  8. I must have misread in my haste, I have definitely sent postal orders for something previously. Do I need to do anything now?
  9. I followed the same procedure as I have previously, has there been a change? Do I need to send the CPR again?
  10. I posted the CPR to the solicitor last week with a £1 postal order. They have responded today stating that they will not accept my offer of £1 for settlement!!! They've not acknowledged that the CPR request and are saying that I offered a £1 settlement, which I didn't.
  11. Thanks so much, I submitted the defence last night and have posted copies to the company and solicitor. Will keep you posted.
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