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Bandit_28

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  1. I've just received £625 from the FCSC for PPI, how ever still paying huge amounts of interest on the original loan which I feel are a con. I refused to pay one months money while this was being looked into and have found out that £180 interest has been added to the loan. Surely this is not allowed. Who could I contact to seek legal advice on this?
  2. So if Bright Finance has also gone out of business, where do i stand?
  3. Here's another Welcome Finance issue. We took out a loan in July 2007 for £14k, payable for 168 months (14 yrs) so ending in 2021. The monthly payments were £273 now risen to £320, by my calulations that's £45484 minimum to pay back. Since then I've had late payment fees and interests added on at crazy amounts where i was last quoted by one of their agents that there is still £19000 to pay the debt off. I have a PPI claim with them going through the FSCS and its come up that the Welcome loan was refinanced by Bright Finance in 2007, i know nothing about this and have no record of this happening. I'm still in contact with Welcome and not Bright so how can this be redeemed?? I'm very tempted to stop payments but i belive the loan may be secured on the house. can you suggest my next moves please as i see Welcome finance are causing a lot of stess and grief to others Regards
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