Hi and thank you for your reply. I have not been well so been off the computer for a few days. Company didn't say anything else. Don't seem to have had a statement for a while either. But now armed with this information I will go to the Accountant and find out what is going on. Really appreciate your time.

Sorry for the delay in getting back to you, but I have not been feeling well. I am going to take your advice and talk to others and look at all my paperwork.. I think I have stopped paying in now but will check that too.Thanks so much for your time - your comments have been a great help

New to this so would be grateful for help: When I joined my company 5 years ago, my employment contract said they would contribute 20% into my pension fund. I have just found out they stopped this 2 years ago and didn't tell anyone. They are trying to use a clause in the contract which says The company reserves the right to change this pension policy in order to conform with Government Legislation .. Are they legally correct please? I was not aware that the Government have made any changes that allow this Thank you for your help