yes, I can get mail from that address easily.

I've moved several times since. Have sent SAR to OC - MBNA

thanks again dx100uk. I will send SAR to mbna today. Should I have any contact with restons as the date they specified to make contact is looming?

Thank you for your reply dx100uk. The letter says " We must ask you to pay the sum of £xxxxxx direct to this office, failing which we have strict instructions to issue a Count Court Summons for the full balance plus fees and costs. We are instructed to seek a judgement against you which will be registered by the court, if obtained" it goes onto say that their client (global arrow) is willing to accept payment by instalments and can offer a specially discounted rate. The default does appear on my file.

I am wondering what course of action to take regarding a debt from a MBNA credit card opened in 2005. The account went into arrears and was passed to global arrow and a default registered in 2011. My last payment was in Feb 2011. A few days ago I got a letter sent to a previous address from restons who say they are acting on behalf of arrow to claim immediate payment, failing to do so will result in a cc summons and a judgement against my name. Please could anyone advise on what I should do. If a send a cca request do I send it to restons or global arrow. Someone suggested sending a" letter before action" but I'm so confused as to what to do. Any advice would be greatly appreciated.