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Talktothehand666

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  1. We still have copies of all 4 agreements, should we still request copies from them to see what they've got?? And further to my original post, its taken Payplan 5 days the reply to an email!, so must be snowed under.
  2. Had a successfully PPI claim via Stake Your Claim back in 2014, wiped @ £3k off debt, otherwise all valid.
  3. Hi, Just had the following email from Payplan for my 6th review: ************************************************************************ It's time for your Debt Management Plan (DMP) Review Throughout your DMP we like to check that your plan is running smoothly and that the amount you're paying is right for you. It's also important for us to check if your DMP is still the right debt solution for your needs. For your reference, we've enclosed copies of the most recent income & expenditure details and creditor list we have on file for you. As a reminder, your current regular DMP payment is £186.15 What do I need to do? Please read through and check all the enclosed information carefully. If nothing has changed, you don't need to do anything at all. Based on the enclosed financial information, we believe your DMP is still the right debt solution for you. So everything will continue as normal, and we will resend this information to your creditors. If your income and/or expenditure have changed significantly, please call us on the above number as soon as possible so we can update your details, make any necessary changes to your debt plan, and check if your DMP is still the right debt solution for you. Remember, you don't need to contact us if there are no changes, and you're happy with the way your DMP is progressing. Yours sincerely Payplan ************************************************************************* Looking at the last bit, I don't have to call if no changes, Havn't done that before. Could it be because we are within 2 years of completion, or they are so busy they havn't the time? Anyone else had such an email?
  4. Hi, It’s been nearly five years since we asked PayPlan to help us with our debt difficulties. And In that time our debt has gone from nearly £29,000 down to just £5,000. We are paying £340 per month. Now, the child benefits/Tax we have been receiving will be reduced with our eldest finishing college. There will be a loss of about £65 per week, but we don’t expect to regain the full amount from our son due to his indecisiveness about his future. With our reveiw due in August, we are unsure what to say about the his income. Would the creditors expect an income figure for him? or just a token board and lodge amount? The debts in question have nothing to do with him. To date he is still looking, but nothing yet. Hope this is clear.
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