I have logged into quick quid and seen the full agreement it says where the signature is there's a tick . I just don't understand why absolutely nothing is showing on my credit files plus quick quid have totally failed to contact me even though I know for a fact they have my number . In my account when I log in it says. Your loan is due 05/07/2016 ? It's balance and overdue. It's already 16 months since I took it out.

Hi all. Details are 16 months ago I took out a £850 quick quid loan and due to job loss was unable to pay a penny back. After a few months they passed the debt to arc Europe it's £1483. As of the other day it has been passed back to quick quid I can still log into quick quid and it says £1483 outstanding due on the 23/05/2016???? Don't get that. I have checked all 3 credit reference agency's and it is not showing on any of them but there are 5 other quick quid loans on my call credit all paid and settled. I am now in a position to pay the full amount can I use any of this info to maybe get a reduced settlement amount or do unit pay at all, I don't get why they have registered no default or even reported any of this account to call credit ?? Thanks