I'm guessing this hasn't actually shown on your credit file?

Lol, I don't think they have any legal standing but if they do you've just acknowledged you owe them money and that your email address is current. I hope they can't touch us! Good luck let me know how you get on!

Has anyone heard anything else from this company? I haven't in around two weeks now

Hi, I also have received this e-mail after hearing nothing for a long time... shall I ignore? Surely this is not legit... has anyone received a default on their accounts like the e-mail suggests? Please get back to me, I paid all debts off other than this one as it was dodgy and the company refused contact and wacked on fees. It's now £4500 and I am extremely anxious, hence writing this post at 23:51! Thank you