Good luck Laura! I'm following your thread as I'm being threatened too! x

Hi again, I've only just got some ink, so sending that letter off today. Hopefully it will be the last i hear!!

Thank you Eric's brother I'll get it sent off with those amendments

is this it? Dear Sir/Madam Your Ref: *********** I refer to your letter dated ***. I have no intention of paying the money demanded by your client and any court proceedings will be vigorously defended. You should note that this charge is disputed and you must now refer this matter back to your client and cease and desist all contact with me. I will not respond to any further communication on this unless it comes from a court. I trust I have made myself clear. Yours faithfully

I've had a look and can't find the one line letter in other BW threads, is there a link to it? Thanks!

Thanks for your help Honeybee the ticket was back in mid june

I've typed it out, I haven't got a scanner at the moment:- We have been instructed by VCS in relation to the balance due for the above pcn. For the avoidance of doubt the balance due included the £100 PCN charge plus our clients initial legal costs, which are detailed in the car park terms and conditions. As you have failed to make a payment or raise an appeal within 28 days from the date of the pcn, the balance due remains outstanding and we require payment in full within 16 days from the date of this letter. If you fail to make payment or provide reasons for non payment within the specified timeframe, we will seek our client’s instructions to commence legal proceedings against you in the form of a county court claim form in the county court. WHAT TO DO NEXT It is important you contact us to resolve your account. We are keen to work with you and one of the quickest ways to review your account is to register on our customer portal by visiting www. On here you can make a payment, advise us of any disputes against the pcn, upload documentation to support your dispute and communicate with us via web chat. CALL US TODAY on if you would prefer to discuss your account with one of our helpful team. COUNTY COURT PROCEEDINGS In the event county court proceedings are issued you may be liable for court fees, further solicitors costs and statutory interest. Should we successfully obtain a county court judgement this may have a detrimental effect on your future creditworthiness and employability. Our client also reserves the right to commence enforcement proceedings against you for recovery of the balance due.

Hiya, I've not been on here for ages and need a bit of advice regarding the parking ticket we have received. Do we still ignore them? We were parked in a strange spot, it was a marked out, white bay, but had double yellows. We displayed a valid blue badge and timer. Around the area, there were signs not to park, but no sign at all next to the 'bays'. We pondered over it and decided that it was ok to park in the bays with the blue badge, but not out of the bays, as it was for drop offs and taxi's. I have ignored it and today received a letter from BW legl stating that its been passed to them with costs and they will seek a court judgement. Is this the usual scare tactics, or should I be responding?

We have received the SAR from 1st credit. Although there is still only a copy of somebody else's default notice., no t&c's or facility arrangement in it. Andyorch, do you think we should just offer to settle, or in you opinion, is it worth continuing with this?

Have you had any joy with this Downsouth?

Thank you very much

Does anybody have a link to The Office of Fair Trading v Abbey National PLC and others (2009) ?

Sorry to hear that Downsouth. What a pain after all your hard work! Have you contacted them to settle and if so did you get a good settlement figure?

Is it true though that a DN doesn't have to be produced or that they don't have to bother replying to the SAR if they don't want to? If it's true, I have very little defense.

Thank you Downsouth. Good luck for tomorrow, I look forward to seeing the outcome. Andy or citizenb, are you around for any assistance on this please??