Hi, Okay i got a letter back from Natwest asking for a a signed authority as i didnt sign the SAR request, they also need me to send accepetded proof of address & identity. This would be photocopy of either Driving licence/passport / for proof of identity and caouncil tax bill / utility bill / mortgage statement / bank statement. Should i send this to them? is this standard procedure? Any help would be great. Thanks

from what i remember the Card was at around £800 and the current account at 1700, so i would say about 400/500 between the 2 although this is a guess.

Hi, yes they're on my credit file, the default dates are 2011 for Credit Card & 2013 for the Current account.

Hi, Thought i would post here to make sure i'm not going to do anything in error. Ive recently put myself in a better position financially so i thought it was about time to fix past mistakes. During a rough part of my life i defaulted on my overdraft and credit card which ive been running from for a couple of years. i got my credit report and it states on it the amounts. £2000 for the bank & £1000 for the Credit Card, i have the funds to pay both of these off in full. Now here is my concern, i've contacted Natwest and have the contact details for both offices to write a letter explaining that i'm able to pay both balances off in full. Is this the correct thing to do? or is there a procedure i take first? Any help is appreciated. Chris.