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Welshman

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  1. The matter is out of your hands now. Take the time waiting for a date to compile you bundles. Always assume that you will have to attend court - please don't take it for granted that just because they always settle, that they'll do the same with you.
  2. I'm just off out to the Dentist but take a look at my thread (link below) on page 9 post #173. At the foot of that, I have listed what happened at what stage.. The Issued date is the start of the 5 days so, in your case, the first date you need to do anything is the 27th of February. They must defend by the 13th of March.
  3. When you file with MCOL, legally they have 5 days in which to serve. That's regardless of whether they are served the very next day. They then have 14 days after that to acknowledge so the first deadline is 19 days after you originally filed. They normally do so at around 18 days. They then have a further 14 days from the original 19 days to defend. That's atotal of 33 days. As Michael said, you don't touch the judgment button unless they default on the timescale.
  4. It's £32 out of nearly 2K. If you can live with that, settle. If not (and it really is up to you - no-one will criticise you one way or the other) if the offer has a 'phone number, ring them and compare figures. Have your capital sum at the ready, and the separate interest calculation total to the day you are phoning them. I think the reason that it's short is probably that the earliest charge may have, since you started the action, fallen outside the 6 year claim limit. If that's the case, you are still entitled to it as if it wasn't for their stalling, that figure would still be counted. That, plus any interest accruing from it could add up to £32. Have that argument at the ready.
  5. Please avoid libellous words in your postings.
  6. You've just done it. You are posting on your own thread.
  7. Firstly, please keep you questions on your original thread. Do not open a new thread for every new question. I have arranged for the two that you've opened are merged. It helps us to help you. In answer to your questions, Barclays do not, as a matter of course, close accounts but there is always a possibility. That's why this site encourages people to open a parachute account where Direct Debits etc can be transferred in the unlikely event that they do close an account. Of course it's worth taking them to court but it's entirely up to you. What they are doing is wrong. Good Luck in whatever you decide to do.
  8. Excellent result, well worth the wait and perseverence. Enjoy the money.
  9. If the court are yet to ask for them, in the eyes of the law, they don't exist - yet. So you cannot claim for them.
  10. If the Court havn't asked for th bundle, then don't send it. Mine are still in my possession because they settled before.
  11. It means your bundles. You need to compile them and send them to the bank. Do it ASAP. Don't panic, it's fairly standard. Good Luck.
  12. It's not working days. It includes weekends and public holidays.
  13. Congraulations and well done. Please complete the survey and a donation to the site would be gratefully received. Will arrange thread move and re-naming of your original thread.
  14. Go back to your thread to post because we can't keep track of you when you hijack other peoples.
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