Kel1702
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RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
Thanks will do. I'll update when I get a response and or letters from Cabot. Thanks for your help it is much appreciated -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
I don't have statements - they did send me them when the account was active and no doubt will have received penalty fees. I'm not sure about the PPI - i seem to recall cancelling something like that that was on the account when it was active but I'm not 100% sure Since around 2012 I've been paying a nominal monthly amount each month -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
No I don't. But what would the request help to do in terms of Cabot chasing the debt? -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
Thanks for the advice . Can I just check the purpose of an SAR I'm confused by the whole process -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
It's not pre 2007 my mistake it was taken out in 2008 and default was jam 2012 -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
It's a credit card from RBS for £915 I believe is from before 2007 I lost my job and entered into repayment with RBS around 2010/11 I have maintained the small monthly payment and have now received the letter saying they have sold to Cabot in July but I didn't know and made my monthly payment in July and august as normal. -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
The letter says that it was sold in July and any payments I have made since or continue to will be passed on to Cabot. So have I inadvertently admitted liability? -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
Thank you. Do I cease payments through the OC in the meantime? -
RBS credit card Debt now sold to cabot - was paying - what now?
Kel1702 replied to Kel1702's topic in Royal Bank of Scotland
What would you suggest that the course of action is then? -
Hi all I've received a letter from RBS saying my debt has been sold to from 3rd July. I had an agreement with RBS to pay which was paid on 13th July and august as I didn't know my debt had been sold on. (I've been paying it in a small monthly payment for years) If I stop payments and 3 letter Cabot - will my monthly payments in July and august go against me as a sign of admitting liability of the outstanding balance? Should I stop payment for September and 3 letter? Or stop payment and wait for more letters? Confused and worried. Thanks
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Thanks for replying. I have mentioned it and included a copy In the letter for reconsideration. Time will tell but It seems the outcome is inevitable
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As I feared.
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Yeah you can .. It's for £311 apparently.
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Fingers crossed then! I find it outrageous tbh .. If I can prove I rang them surely that shows their failure and not mine. Talk about a backwards system .. The mind boggles
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Thanks for your advice. Ill do that now. Much appreciated.
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