woodmio
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Posts
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Hi guys Totally believe the 2 threads above and trust me these guys who force a reprossesion are only looking for a quick return and if they dont get it they will then persue you with possible added charges and interest.
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Hi dx100uk Interesting reading. A few problems though I contact selllers the origonal sellers as J & J and Midland and General no longer exist. Do I go for the ombidsman route or try Knowle Portfollio and AR UK who are persuing the shortfall after repossesion.Help please.
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Thanks dx100uk I will phone them again tommorrow but suspect that they will just say that because its pre 2005 they are unable to assist.
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Hi guys Ive recieved a further reply from the insurance brokers which ive attached.Any ideas if there is anything more I can do as J&J and Midland & General no longer trade.
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Hi guys I posted a letter to the origonal brokers and got a standard reply from them as per the attachment. I will keep you updated when I get their next reply.
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HELP swift advances taking me to court to take my home
woodmio replied to mrjdht's topic in Home Repossessions
Hi mrjdht Please pick up on what Ell-nn just answered and always leave a paper trail wherever possible as it can improve your case should it come to court.I wish I had access tto this advice 20 years ago. -
Awaiting Eviction date - ** SUSPENDED **
woodmio replied to andrew0101's topic in Home Repossessions
Hi andrew0101 I've found and learned a valuable lesson that when dealing with these people try to leave a paper trail.I had a vebal offer from a DCA well below what I a have curently repaid them that they later denied (again verbally) making. A good paper trail gives you proof of arrangements, agreements ,offers etc. I no longer accept phone calls from them now and always tell them to correspond with me in writing. -
Hi Guys I phoned FSCS and they could not help because the insurance policy was pre 2005 but they suggested I contact the origonal broker.I phoned Bennett & Gould and they said to put my details in writing to them along withh photo copies of the origonal policy docs and they will investigate further so at least the ball is rolling now.
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Thanks Caro I've been on line and had a read of the info there and took their contact details and will be phoning them tommorrow. will keep you posted of what they say.
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Hi again Guys As J&J and Midland and General no longer exist where should I start making my claim of misselling of the PPI.
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Sorry Carlo Will try again this time with the right docs.Think I'vegot it right this time
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Hi dx100uk Who do i make the claim against as J&J are no longer in existance. Also if you read the rest of my threads J&J may have been acting as agents for midland and general who are also wound up. The origonal PPI was with Lloyds Insurance effected through Bennet Goulds & partners Ltd. I can upload origonal documentation if required but where do I go next. Also I am begining to doubt what they say I owe on the DCA 's accounts.
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Hi Guys Briefly I Had a loan with J&J securities which I took out in 1991. I was told that i would have to take ppi with the loan because I was self employed. While looking for some other documents I have found the origonal insurance documents. Is it possible to still make a claim for the misselling of this policy bearing in mind that J&J are no longer in existence. The ppi was a single payment policy prepaid at the start of the loan an the pemium added to the amount borrowed. What are your views guys?
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Hi Caro definetly self employed as i was when I took out the loan.
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Hy Caro Ive got the origonal doc of the PPI and it looks like it was pre paid out of the origonal loan. Will yhat help?
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