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giannocolindo

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  1. I am surprised you guys wrote bad things here. First of all PayPlan does work as they are in the middle between youa nd banks/loan sharks etc. They did take all of my stuff, we agreed that I will pay every month fixed amount, I greed to 260 per month based on detailed expenditure list. You tell them what you spend money on and they fill out the form. PayPlan tells you what is acceptable by average standards and what is not. For example male haircut should not be more expensive than 30 pounds etc etc. You have to monitor each creditor yourself. I check it every 3-6 months. I log in to my previous bank Halifax where I have still 4k to pay back. It is the biggest one within 260 per month as they take 50 quid. No fees, charges frozen, no calls and letters. Only confirmation post that they agreed to payment plan. Some payday loan companies started offering me settlement, for example I owe 1400 but they say if i pay 50 this month, 50 next month (and 400 in the third month) they will close it for me. So little-by little-you can do it and remove your debts from the list. I send email to PayPlan about it and case closed. This is because they are seeing you paying every month same amount. Yes occasionally PayPlan representative may come sharp to you as this is human behaviour, sorry but they are non commercial, they dont charge for their services. Keep cool and call back later. Big deal. Generally 99 percent PP stuff is super friendly, and very helpful. Go for it. Life will become easier.
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