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cazmac1

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  1. Hi all, I went on some of these comparison site's and first put in that the car was registered in my name and the car would be parked at my address overnight but sill insured in my partners name and the premium was higher than my partner is paying now but still cheaper than if I insured the car by in my name by about £200 pounds. I then put in the same details keeping me as the registered owner but giving the parking address as the policy holder my partners address and the quote dropped by another £100. So the registered keeper had little effect on the renewal quote but they did not like the fact the car would be kept at a different address over night. A couple of other things I played around with was my occupation, I found that if I put myself down as an electrical engineer instead of an electrician. there was a difference of £20, I would consider that my job could be described as either so don't understand the difference. Just thought it's something you might want to consider when renewing your quote. So I am going to register the car in my name and bring the car up to my partners house after 10 o'clock when the parking restrictions have run out. This way I am not breaking the law have valid insurance and it as only cost me an extra £40 than were currently paying. Hope this makes sense.
  2. I was under the impression he was going to park the car at the new address/location and walk home as it was just a few streets away?
  3. Common sense tells me that your right and I will most probably inform them, the other option I have is to obtain the permit and then transfer her back as the register owner which is the worst of two evils and then inform them of the change in parking location. I can't put the car insurance in my name as this is fronting, I feel I'm being forced into playing games. In an Ideal world you would ring the insurance company explain the circumstances and they would make the necessary changes , but they will most probably hike up the premium just because they got her over a barrel. I am a firm believer in honesty being the best policy but in this case I'm not so sure
  4. I have a slightly different situation but need some advice. My girlfriend has 15 years NCD and I have always been the named driver. Now at the place where she lives there is restrictive parking and no on street parking due to the tenancy agreement . Due to a mix up she has lost her bay so can no longer park at her house. So I have to get a permit at my address, I don't want to change the insurance into my name as she is still the main driver and nothing has changed other than the place the car is kept overnight. I have the additional problem and that is in order to obtain a permit I had to change the registration doc to my name. The car is still hers even though the car is registered at my address purely for the proposes of parking. It is our intention to inform the insurance but only when I renew the policy in September 2013. Cancelling is not an option as there is a massive cancellation fee and insuring the car in my name will increase our insurance by over 50%. I don't see that I'm doing any thing wrong but was wondering what would happen if I was to inform them of the situation.
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