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happychappy1

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  1. How do i not owe them anything they give me credit i didnt pay it back thats why its at court. Is there anyone that can give advice on dealing with it before the hearing date?
  2. Thank you for the quick response much appreciated i do not have time i do not dispute the debt i just want to make some arrangement to pay my debt off and looking for advice on how i do that. Can i make arrqngements with the pursuer before filling out the court forms or do i have to go through the court
  3. Hi all i received a court summons from sheriff officers (Scotland) and wondering can i try make a deal for a payment plan with the pursuer now before the return date or do i have to send the court papers away? I know i owe the monies i do not dispute that but in trying to sort this out before the hearing date. Any help appreciated thanks
  4. i will secure my bank account. Have you had any dealings with lending stream? i will send them all emails tomorrow and hope for the best.
  5. I have falling into the payday loan trap i am a recovering gambling addict and relapsed resulting in me taking a few payday loans out. Quick Quid - 800 + interest Pounds to pocket - 75 still to pay Lending stream - I have 4 separate loans its about 400 + interest I already defaulted on a quick quid loan last year got a repayment plan set up and made my final payment recently. On the day i paid it off (day of relapse) i was able to take out another 800 pound loan. Although i know its my fault i was very shocked that i was able to do this as they knew i was in financial difficulties and obviously never done a credit check on me. My issue is with lending stream i think they will be a pain to set up a plan im just looking for advice on how to approach them i wont let them get me down i have been through it before and i want to make payments that i can afford easily , the last time i went threw this i left myself no money whatsoever and struggled. Any advice welcome and what do you think of Quick Quids practices?? Thanks
  6. hi all i have debts with around 7 different lenders owing around 10k in total. i am currently earning around 1300 a month my rent is 250 and i pay family debts of 600 a month. I am thinking about going down the dmp route as i am struggling to afford the monthly payments. my question is will they accept me if im paying out family debts? these have to be paid i cant not pay them. are these priority debts compared to my unsecured debts? any help will be helpful thanks
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