at the time of the new loan in 2007 the bank already had security over the current asset, given in 2005. when the new loan was given in 2007 it was solely based on , and conditional of the old asset being valued at 750k

matter has just escalated as lloyds has issued proceedings for repossession!!!

situation is as follows: been with lloyds since 1993. started developing property. gave security. bank gave me loans based on security value. transpires bank manager gave false information to their panel valuer. valuer agreed value of security as required by bank to advance monies. valuer knew valuation was for loan. main security was repossessed and sold at almost 50% of valuation. bank is now trying to repossess my last asset which potentially has 30k surplus. bank debt is over 200k my question is why didn't bank simply recover all of its losses from the valuer if his valuation was so wrong?

does anyone know who is the body, and address responsible for the county courts. we have a problem here in plymouth where they have no counter service, the phone is always engaged and they never respond to emails........... cheers

so i will have to wait until saturday

just logged onto noddle, before i paid for experian and i remember there were other debts on there which are not showing on noddle!!!!

unfortunately not currently subscribed, i will have to wait until saturday!!

sorry this saturday, server is p.j.manning

hi they have just said they will return to serve...

hi everyone just when i thought i had dealt with the last stat demand and their subsequent failed court action i have just had a 'appointment letter for statutory demand' posted through the letter box. they say they will return and serve it. there are no details of the debt or creditor on the letter at all. i therefore will have to wait and see what it is for???

thank you andy i understand that! the court ordered i pay theri fees within 14 days which i couldn't. i am now on jsa, can i apply to the court and inform them i can't afford to pay the sum in full?

thanks sabre. i read post #3 but are there any further guidelines to simply a N245 or having the other sides costs assessed. i.e. with their costs should i be going to the other side for a detailed breakdown of their costs or i do i make an application to the court first?

they had filed their defence and then their solicitor applied to strike out the claim. the hearing was set for 2 hours, i did not attend. prior to the hearing they had offered me a drop hands offer which i did not accept.

yes sols applied to strike out on limitation, and they succeeded, i missed a deadline but the actual date of knowledge was well before that date so even of i had made the deadline i would have failed. i am therefore in damage limitation mode as per my initial post, hopefully you can help? cheers

hi, brought a claim against solicitors for professional negligence but the claim was struck out on limitation issues.