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Cat2212

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  1. As far as I can make out the dwp who deal with council tax are a lot more aggressive with how they deal with fraud. I can only repeat what I have seen on here so hopefully someone else can give you some advise but I think the dwp will prosecute for anything over 2k. How much do you owe? Seems totally wrong that one government department will prosecute for 2k while another just wants the overpayments back which could be tens of thousands more.
  2. I can't remember the exact wording but she basically phoned and said she had my confession in front of her and "so you do live as a couple?" I said yes and she said "well we knew that anyway I have the info here, have you always lived as a couple?" I said no we did split but got back together late 2010. She just said something like "we were looking at the year 2011/12" and did not mention anything about the previous award. To be honest I was more worried about landing myself any deeper I just let her do the talking and I just followed her lead and only tried to answer the questions she actually asked (as advised by cab) I'm concentrating on trying to get this mess sorted and will just have to deal with any other fall out if/when it happens. At least it's out in the open now and I can't get myself in any deeper. Im wondering if I should submit a joint claim for last year though or just totally wipe the slate clean and never claim a penny again? I have not received the overpayment letter yet but I think it will be about 12k. I would have been entitled to about 4k on a joint claim so I'm torn between putting the joint claim in to lower the debt (is it possible to do that though?) or just setting up a payment plan to clear the whole lot and hopefully get me off their system. I have started full time work now so we won't be entitled to anything as a joint claim this year so I can't lower the debt any further with any off this years payments.
  3. They asked when he moved back in, I said late 2010 and they said they were on investigating 2011/2012 and that's what I would be paying back. I have seen several others on here saying the same thing happened to them. Please try not to worry to much I have seen your other posts and it really won't do any good making yourself ill. You (we) did wrong and have been caught so now we just have to deal with it
  4. Sorry hit reply to quick, I was going to say I have to pay everything back and after weeks of thinking i was going to go to prison, lose my job and be splashed all over the papers I realise just how lucky I am (and how stupid I have been) Please just be totally honest with them, even if you can't face it over the phone right it all down and send it. If you read the threads on here you will see that tax credits see this all the time and are usually really resonable. The housing benefit would be worrying me a lot more but hopefully someone who knows what they are talking about can advise on that.
  5. I have a couple of threads on here if you are able to search my name. I know it sounds like a stupid thing to say but please try not to panic. I made myself ill when I got the letter a few weeks ago but it's already pretty much sorted. I did lie to them, my partner moved back in sept '10 and I never put in a joint claim. I renewed twice after that and only got caught when they sent me a letter saying they knew my partner was staying with me. It's a shame you have let it go past the deadline as I have read on here that does not go in your favour. I could never get through on the phone so sent them a letter admitting everything. I have to pay
  6. *****UPDATE***** Am just of the phone to tax credits. She called me back like she said she would yesterday. She has stopped my claim from today and I have to pay back all the money I have received since 6th April last year. I have just cried with relief, this is absolutely the best outcome for me. I was terrified my husband who knows nothing about this (even now) would be dragged into it and may have been in trouble at work, was worried for my children and family also being tarred with the same brush as me if this came out. My family are so honest and hardworking and I am so ashamed off how I have turned out. I need to work it out properly but think it will be about 15k. I asked if this was def what was going to happen and would I def not be prosecuted and she said no it would not go to court I just need to pay the money back (fingers crossed this does not change!!!) I am so so ashamed but relieved that now I can start to pit it right. She said I could put in a joint claim from last year but I just want this paid back and never want to deal with them again.
  7. The cut off date for me getting in touch was yesterday and I had still not heard if they had received my letter or not so I have just called them and she said she had my letter on her desk. As everything is so busy she has not had a chance to go over it but she is hoping to call me back by tomorrow. She also said there is not enough info in the letter to proceed and they will need to investigate further which I knew would happen but I'm really frightened about what kind of investigation she means. Have not told anyone about this and the stress is killing me.
  8. Sorry honeybee, I thought I might have got more responses posting a new thread. Move them together if it's easier. Have a feeling I may be here a while
  9. We split July 2009 and got back together sept/oct 2010. Was going to confess at the April renewal 2011 but were struggling for money at this point and the lie just went from bad to worse. In the letter they sent me last week they were querying my 2011/2012 single claim so I am selfishly hoping that's what I will have to pay back. ALSO I went on maternity leave July 2010 till August 2011 but never phoned tax credits to say I was no longer working (so they would not ask me to repay the working tax credit bit) Where I think it looks really really bad for me is I only phoned to say I had given up work in march (just before the renewal packs came out) then I went self employed it April, but because I had been claiming that I was working as a single parent for the full year I had to make up a p60 total for the year (was about £4.500 I said as in my previous job I only worked 16 hours a week term time only) I have told them the working part though before they start to investigate so that everything is now out in the open. I hope this goes in my favour? Would really like to know what to expect next though, from reading just about every thread on here it looks like tax credits don't investigate as such (asking for bank statements etc) but instead just send out a letter telling you how much you have overpaid. I'm really hoping this is the case for me. If it makes any difference it's "only" tax credits I have fiddled. Have never claimed income support/housing benefit/free dental treatment/free school meals/ help towards childcare.
  10. Well I've done it! Hope I sent it to the right address. I did not give dates of when husband moved back in as I am stupidly hoping they will only want money back from the 2011/12 year but it was "only" 6 months before that he moved back in so we will see. Also put that I was not working from aug 2011- April 2012 even though I claimed I was. I actually left work in June 2010 but my maternity leave was till august 2011 and from what I have read you are still technically working during this time. Letter was send special delivery so will be there by 1pm tomorrow!! Scary stuff. Can anyone tell me what the next step will be? Do they always ask for bank statements?
  11. I went to cab yesterday but did not get anything more than i have already got here. The guy had to keep going to ask his manager things and I knew he was looking down his nose at me (can't blame him but don't want to put myself through that again) have tried 87 times now to call them (shows it on my phone) so I think I may just write. Do I just send it to the Preston address? Am going to stay with family for two weeks this Saturday and won't have a signal as they are in the sticks. Obviously don't want to be phoning in front if them either! Was just thinking off writing that further to their letter I want to admit/disclose (which sounds better) that partner moved back in sept 2010. Also that I claimed to be working last year when I wasn't as I know I was going to have a big repayment at the end of the year and by that point I was in such a mess I did not know what to do for the best. Does that sound about right?
  12. Got a letter through on Saturday. Have been claiming as a single parent since July 2009 when dh and I split up, got back together sept 2010 (but no proof he was not in the house) I have falsely claimed from sept 2010 until getting the letter on Saturday. I won't even bother making excuses the lie just got out of control. In the letter it says that they are looking at the 2011/2012 claim but nothing yet about previous years. Have seen people on here say though that they only investigate the years it mentions on the letter? Anyway- have tried calling them on the special number all week but it is constantly giving a message saying the call cannot connect? Not sure if there is a fault or not. Tried calling the normal tax credits number but they won't transfer me. Can I write a letter instead? It says just to call on the letter they sent me but I'm going out my mind and want it sorted ASAP. What would I write in a letter? Would I admit right away to husband being here since 2010 or say he was living with me for the year in question. Any help with wording would be great. Also I don't want to make a joint claim I want the money paid back and to never deal with them again, would they agree to this or will I definitely have to go through a investigation?
  13. Sat in cab just now. Admitted everything and he is now away getting advice from his manager. He does not seem to know much about this, can't be many lying cheats in my area
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