Hi, to update we have now officially seperated, the strain of this all has been too much. Im sad but feel stronger to deal with it on my own. Got a renewal letter on 19th saying the contacted me and as i hadnt replied they wanted information by 1st July for year 2011=2012. I have been to solicitor who has advised me to say nothing as i told him i'd been claiming for 10 years and that Jail is a real possibility. Husband was pushing me to write letter and explain 2011-2012 and thats all but my Father has advised me to take the legal advice, im listening to my Father which is partially why we have split up. I might be making the wrong decision.... God

Guys I'm still waiting on letter. I go a few days thinking it'll be alright then the panic sets in again. I phoned and left a message but decided against writing a letter in to them. Waiting on this letter is ruining me, I so hope it's only for the year they mentioned in original letter... I will update on my situation as soon as I hear anything

arghhhhh

Good thread here

Good luck Worriedtodeath, you will come through this

Well done - champix can be hard but worth it in the end

Its the not kowing, then the worry, then the worst case situation takes over your mind. Good luck to all and i will update my situation as i hear to try to help others. CAB again on Thursday-see where i go wit that. The more i think the more i can see them holding me accountable for the 10 years, the credit report he did looks pretty damning in there eyes. Cant wait to get their letter but then dreading it at the same time-horrible, horrible feeling. We've even started sniping at each other, the pressure is immense

Thanks Gildo, I'll keep you posted-basically its a waiting game until i get their letter with what i owe etc. I hope you get the result which will let you get on with your life

Hi Gildo, yeah i know but your story seems quite similar. I just have t wait and see i suppose. Going to see the fraud solicitor has freaked me out but i know they can only advise on the information you give. Gildo did you change to a joint claim or did you wait on their letter? It was his credit check that must have flagged us up to them and it is pretty bad reading if i look at it in their eyes. I will get CAB to help me write a letter for the year they have asked and hope above all hope that will be it

HI Suzy72, I have phoned but i cannot get through. I left a voicemail with all my details on and it said they would be in touch. I had to contact by the 2nd of May which by leaving the voicemail i have done. I'm thinking in their eyes they will say we have been together as we have been financially linked over the years so there is no point fighting it, i just want to know where is stand and how much they want back so i can get on with my life. While i wait on their letter should i change my claim now to a joint claim? As he has been living here since the start of the year. As its been so rocky i stupidly wanted to see how we got on for a month or two. We decided things had changed and we were getting our joint finances sorted hence why he done a credit check, then this letter came and my world has fell apart...

Thanks Gildo, your story and comments have given me a glimmer of hope which to be honest i am grabbing onto with both hands, fully fear the worst though and cant help thinkinng that way. Suppose i just need to wait on letter stating how long they are holding me accountable for and how much. I had to contact by 2nd May, i had phoned and left all my details on answer phone so at least they know i have made contact. I'm back in to see CAB on Thursday, sat for 2 hours today at drop in centre but really busy... just wanted to speak to someone who could help, dont know where to turn just now

I had to contact them by 2nd May i have phoned and left my details on the answer machine so at least they know i have contacted. I do not think they will believe me that he has been in and out of our lives, the strange thing is that now i am blaming him for this again which i pulling us apart again. He has proved he's changed but i cannot help but blame him again... need to get it together arghhhhhh! Just need to wait on the letter saying for what period and how much they want.... waiting is making me sick!

The stress is such a nightmare with this, it is so hard to concentrate on anything other than the worst case scenario. My main worry is that they hold me accountable for the full ten years which will ruin me and of course the threat of prison that i cannot get out of my head...

Thank-you for your help. His mum sadly passed away and there is no paperwork around from that time. Basically although for most of the the past 10 years i have been alone i have claimed Working Family tax credits as a single person. He has came back at various times for very short periods for which i did not change my claim which i should have done. We were really getting on and going to declare eveything hence the credit check, this has turned everything upside down and i am a mess and i really dont know what to think. I will in some way pay back what i owe but the stress is killing me, the farud Solicitor told me not to contact them, although i did leave a voicemail with my details on it. If they go back almost 10 years and hold me liable it could be thousands and thousands

The letter states the year 2011-2012 we belive this person has been living at your property, we work closely with credit reference agencies. God i'm planning on sellig my house and moving in with my dad to pay this off, i'm worried they go right back 10 years...