Hello I am new here so hope this looks ok. This evening I received an email from Wentworth offering me a good deal on an unsecured personal loan. Being a tenant and also self employed is difficult for getting good rates and Wentworth appeared to offer a better deal than my current loan deal. I filled in a simple form on-line and got a reply back stating that my application was in process and should hear something in a few days. I put the kettle on and before I even switched it on I received a phone call from an unknown Number. It was Wentworth. I feel I must mention this as many posts on this site are from people who paid the broker fee then realised there error. Well it looks like they now have a new way of getting your details. Firstly they ask for you name,address,date of birth . Then ask you to verify a UK bank account and ask for your 16 digit card number which after having they then tell you the name of your bank. Then comes the next part. They ask if you have read the terms and conditions and how you are under no obligation to take any loan they offer. They then ask for further verification and ask for your card exp date and 3 digit security number off the back. Something they don't need for verification only to process a payment. I declined this part as I felt they had no need for these details to which I was informed they could not process the application and still explained they only needed these details to verify that I lived in the UK. Very bad practice from this Company I think. Rick Looks like they are trying to get card details by splitting the number collection inbetween conversations.

Hello I am new here so hope this looks ok. This evening I received an email from Wentworth offering me a good deal on an unsecured personal loan. Being a tenant and also self employed is difficult for getting good rates and Wentworth appeared to offer a better deal than my current loan deal. I filled in a simple form on-line and got a reply back stating that my application was in process and should hear something in a few days. I put the kettle on and before I even switched it on I received a phone call from an unknown Number. It was Wentworth. I feel I must mention this as many posts on this site are from people who paid the broker fee then realised there error. Well it looks like they now have a new way of getting your details. Firstly they ask for you name,address,date of birth . Then ask you to verify a UK bank account and ask for your 16 digit card number which after having they then tell you the name of your bank. Then comes the next part. They ask if you have read the terms and conditions and how you are under no obligation to take any loan they offer. They then ask for further verification and ask for your card exp date and 3 digit security number off the back. Something they don't need for verification only to process a payment. I declined this part as I felt they had no need for these details to which I was informed they could not process the application and still explained they only needed these details to verify that I lived in the UK. Very bad practice from this Company I think. Rick Looks like they are trying to get card details by splitting the number collection inbetween conversations.