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Kay_123

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  1. Thanks for your advice i really appreciate it . I will remind them again that i set up a repayment schedule via Citizens Advice Bureau and that was accepted . I will also get two DCA requests sent out ,I was worried about the warning of only having 30 days to fill it in if i ignored them thats why i thought i best get some advice . I did get one from Capital One saying they had a right to do 6 monthly reviews and send me these forms but to be fair they have always accepted my letter stating my circumstances wont change. Ive not heard from any other agencies just MKPD.
  2. Thanks to you all for your replies . I know interest was stopped on both cards when citizens advice dealt with it for me . Im not sure when the cards were taken out but it must be 4 or more years ago , the MKDP one was Barclays and the other one was Capital One but i pay them direct and they do accept the letter even though they send me a form out every few months. MKDP wont seem to accept my letter and keep sending the form and have sent me a letter for me to authorise my carer to be able to speak to them as i wont deal with them over the phone . Ive not requested a CCA as id never heard of one before.
  3. A few years ago I lost my job after becoming ill and am now disabled and wont work again and am now on benefits. I went to get help from the citizens advice about credit card debt and they helped me set up a payment plan which i have paid without default. Now i keep getting letters from two of them sending me forms to fill out so i can list all my expenses but ive just been replying with a letter saying my circumstances have not changed and are not likely to do so in the foreseeable . Now they have sent a form again ,do i have to fill these in ? One of the companies is MKDP
  4. I suppose i can see that , it just seems a big expense for somebody to have to lay out who`s not working .
  5. I was only there for 3 weeks it involved going out on a push bike from house to house , trouble is after saying in the interview i would get 33 hours plus and only calls local to me it didn`t work out that way at all. They took £62.00 for a crb check ( I realise this was not training my mistake ) and £50 for a 1 hour manual handling and lifting training held in their office with a lifting hoist that didn`t work , but i did get a certificate, not that it will do me much good . It just seems unfair as ive just been offered employment in a home but now they want money up front for a crb check as they wont accept it from the other company even though its only 3 weeks old.
  6. I worked as a part time carer i had no contract as i was on a probationary 3 months but i decided to quit after 3 weeks as they were not giving me the hours and terms we had agreed in my interview. They have kept all my wages for the 3 weeks i worked saying i owe it them for training is this legal ?
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