I have no idea how to complain to the fos can someone point me in the right direction? Should I just forward the email I sent quickquid? As 25 loans over 2 years is a lot

I got a reply saying they claim they did nothing wrong shall I escalate it

I'll keep it quick guys, how many have had success with reclaiming and getting some money back from quick quid? From 2010 till 2012 I had 25 payday loans all over £500 every month give or take, is it with trying to claim some compensation back as I rolled over the loans all the time, and how many people have had a payout back from quick quid, thanks

Hey all just a update they are trying to get me to set a direct debit up so pay the areas and current/further bills, I explained I do not want to set direct debit up and pay for bills as I don't know what I'll be using I advised them I want to set you a arrangement to pay this off half now and half next month but they said I carnt and after a slanging session I just hung up carnt be doing with them, shall I just go on the website try make a payment? And pay rest next month? My only concern is if it's not paid will they take me to court? I'm wanting to pay just need time And don't want to set a Direct debit up for future bills

No we are not disputing we are happy to pay just cannot afford all in one go but happy to split over 2 month but they saying we carnt and if not paid in 14days further dress be added should I go through complaints

Hello we got our bill with British gas which we pay quarterly cut a long story short bill was £820 called and said when does it need paying by. They said 14days I said cannot afford it, can pay £400 at end of month then the rest at end of April she said we cannot do that and we will get chargers added on. They said can set a direct debit for the balance and for due bills but don't want direct debit if I'm willing to pay on the said dates why are they not saying yes and said they are going to be charging us for sending overdue letters when we are trying to pay, it's hard enough as it is with rent and everything but they don't want to help, any advised what we should do please? Thank you

Ok guys I've been into my bank and they where very helpful took 10mins and they have block all attempts from lending stream and they will not Be able to get anything now I am going to email them tomorrow to say I have canceled it and they have not got my Authority to attempt to take anything and I will outline I am willing to pay £50 per month and this is none negotiable, anyone had dealings with lending stream before? Do they play ball?

I am with natwest bank a friend of mine advised me to say my card was stolen and this will stop the payday company's as the card number and last 3 on the back will be different, Ok thanks I will call the bank ASAP and tell them To stop all payments to lending stream and will cancel my DD to pounds to pocket and then write to them all regarding arrangements, this should help I hope thank you very much, I might just get some sleep tonight now lol thank you again

Looking for advice, if I report my debit card stolen will this stop payday loan taking money? I just carnt afford to pay them as it will leave me with nothing for food and to love on next month, I have x2 with lending stream and one with pounds to pocket, lending steam are CPA s o if I cancle my card will it stop them taking and the agree a payment plan after as I haven't go anytime to go into the bank and also feel intimidated, also pounds to pocket is a Direct debit so can I just cancel that will this work or will they still be able to take Money? Any advice is welcome thanks

Hello all looking for some advice, I'm worried sick and not sleeping at all as next week my car payment is due and I am not going to have the money for it, finance was taken out in feb 2011 full final total was £13k, I have been paying ever since never missed I ow £4890 on the finance and I am due to miss my first payment next week I don't know what to do as I need the car for work and cannot let them take it, the reason I cannot pay is my hour have been cut at work and I am just covering rent council tax and has ect any advise please should I just call Black horse and explain see what they can do I just don't have a clue and I'm worried sick any advice is welcome please

Yes that's what I am thinking but he is saying I've signed for the finance check which is a binding contract but I explained only wanted it on finance haven't got the money to pay it, so if I just ignore them and forget there is nothing they can do really is there as I am Not having a product off them right ?

Hello We went dfs found a nice sofa and the man working there said yes intrest free credit ect told him we carnt afford one outright he said get finance he said would take details and get back needed to sign here for finance check and that was that, next day he rang said cannot get credit so have to buy it on full said only reason we went there was to get credit so we will leave it then he reckons because we signed for it that it is being made and we have a contract so need to pay I told Him no haven't got it and he said they will mark Our credit file and take legal advised as the sofa is being made and we must buy it end of??? Where do I stand here as I haven't paid anything and sure I can change my mind and pull out I haven't got £1300 lol any ideas please or shall I just ignore him? It's the Nottingham dfs store

Very interesting read what gets me thow is everyone knows that the PDL company's are not playing ball so why is the OFT not doing anything about it? More needs to be done as many people who take these lones do not know there rights and the PDL company's are getting away with to much to often!!

Did your local cab office set up with cccs? I've got an appointment on Friday at my local cab so I'm hoping they can sort me a DMP out!

Just a little info if someone can point me in the right direction, I've had a letter from Lloyds tsb about my account charges for a 12 month period £366 for being overdrawn, now my question is, is it possible to reclaim these charges back?? And also I have a credit card with them for the last 10 years where the balance has been paid off and maxed and paid off ect how do I find out if I have ever had ppi on that can I just sen them a letter and see what they say?? Regarding my account I'm sure if £366 in charges is for just the last 12 months then I reckon if I can claim For the last few years then they ow me some serious money, any info would be good thank you