Thank you

We received a letter this morning from Hamptons legal saying they are assessing an account for legal action. This is an old T mobile debt of my partners. He is unsure exactly how old it is but thinks it's over 6 years which would make it statute barred. This debt doesn't show up on his credit report. Is there anyway of finding out when he made his last payment?

So back to the original post can they get a bailiff to take the car I payed for?

Well one is defiantly over 6 years old and the others show up on his credit report as defaulted at around 5 years and 6 months but it doesn't show the date of the last payment made. The one that is over 6 years old was only classed as defaulted 9 months after the last payment was made.

So the whole of the tax credit claim would go down as his income?

Ok break it down for me. Only partner has to give up his I& E details Is that right? Also does he put the joint tax credit claim as an income? It would just seem silly filling out a form with £0 income and £0 expenditure.

So technically his creditors can insist on payment from the joint tax credit claim then? Sorry your post is making no sense to me, maybe it's because it's getting late. How can he work out his I&E when he has no income?

Sorry this may make me seem like a right thicko but whats DCA's and an I&E? Partner has no income what so ever. We just have my income and tax credits. So would he have to make a payment from the tax credits?

But as the tax credits are in both names can they insist on being paid from that?

It depends who the person is. If it's a parent/step parent then no. Direct payments are made to a responsible adult to look after the child so as to give the parents a break and nobody will pay someone to look after their own child. If it's an adult brother/sister then maybe you could. Let us know how you get on.

School action and school action+ have been around for a while and rather then replacing the statementing process, they are the first steps towards it. If a child needs a little extra help in class they will be placed on SA. This means the school will try to meet their need with different materials, a different teaching strategy or get in special equipment. If the child still makes no progress they will go onto SA+ this is the point where external agencies such as a Speech and Language Therapist or an Educational Psychologist become involved with the child. As well as the use of external services, SA+ requires more detailed planning of interventions for children whose progress has been limited. The child should also have an IEP at both the SA and SA+ stage. Where a child is still not making adequate progress then the child's school or parents can request a Statutory Assessment. You wouldn't get a statement based on bullying. And you don't have to be below average academically to stand a chance. My son is well above average and is on the gifted and talented for both Science and Maths yet he still has a statement. The best thing to do would be to get in touch with your local Parent Partnership. They will be able to advise you and if needed they help you through the statementing process. Good luck.

I have no idea if you have managed to find a a solution to this problem. I so hope you do I was in a similar situation a few years back. I have a partially sighted son and his school wanted him to drop his GCSEs altogether saying that it was highly unlikely that he would pass any. I told them that he was partially sighted not stupid and he is perfectly capable of not only taking his exams but passing them too. They just looked at me like I was mad! In the end they agreed to let him take them. It was a very proud day the day he found out he had passed them all. It was and even prouder day the day he visited the school again with his degree from university in his hand. Only you truly know what your child is capable of. Fight for what you believe he can achieve!

Sorry but I have another question. If he is still liable for any of these outstanding debts would I have to pay for them? I am the only one working and he claims no benefits. We just have a joint tax credit claim. Thanks in advance.

Ooops

All of them have a default date of within 6/8 months of the statute barred limit but only one has history going back far enough to see when the last payment was made and it is well over 6 years ago. Is there anyway of finding out the payment history of the others so as to know when the last payment was made? Also partner is getting demanding letters from a company representing T mobile (appropriately called RED). There is nothing about that at all on his credit history