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Shazza81

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  1. how do i word the letter asking them not to come to my door sorry to ask im rubbish at writing letters
  2. i have received a letter this morning from opos regarding my mini credit debt i owed 350 and now its gone up to £1170 i started a dmp with a company called back to credit as i took out more than 1 payday loan but i was really struggling with the payments so have changed to money debt credit and they have lowered my payment to nearly half,the thing im more worried about is that they are saying i havent paid nothing off my account when in reality 1 payment shud have got to themthe whole issue of owing what i do is really getting me down and i cant sleep at night so am on tablets,i fear knocks at the door in case its from a debt company any advice would be appreciated
  3. I set up a payment plan with cash genie to pay back at £20 a month and they have just taken £160 out of my account Im on a dmp for other loans but agreed to this to pay it off quicker surely they can not steal money from my account especially well over the agreed amount what can I do any advice would be gratefully appreciated
  4. im getting fed up of all these payday loans advertising great money when you havent got it,we all borrow and then end up not able to pay it back and companies like these sending threatening letters and texts,something needs to be done ive been stressed out through this company and felt depressed at times when you have texts telling you to pay back the money or bailifts will turn up its a pity we cant advertise what the companies are really like
  5. thanks for all advice will def complain and send the letter
  6. i received a letter from them yesterday telling me that my account has been passed to them and that if i dint get in touch it would go to court and bailifts would be sent out im on a debt mangement plan so not sure why there sending this out,im a little worried as i live with my parents and dnt want people turning up at there house,but as far as i were aware you cant get county court against you wen your on a dmp am i wrong in thinking that any advice would be usefull
  7. i tried ringing them on wed for most of the day and they number seemed dead and so did the cap one finance number i set up debt mangement plan and even the guy couldnt get through to them i spoke to someone at debt councilling 08001381111 and the lady was very helpful,she told me that unless i have a county court judgement against me which could take up to a year to get in order they couldnt send out bailiffs unless you default on this court order.but you would have to fill in a pack with outgoing and ingoing i havent had anything sent out to me ........
  8. I tried to ring capital one yesterday n the number kept ringing off like it was a dead number has anyone else had this problem,av tried 3 different numbers with them
  9. can anybody let me have a number to complain about this company cant find 1 on the web site
  10. i received a text last night of al wright saying pre removal and they were calling at my address now i am currently setting up a debt mangement plan i was told to ring them and ask for a giro to make a payment which i was told this wasnt goin to happen because i had to pay the money now, i had already made a token payment of £100 at the beginning of the month then told i had till the end of january to repay the rest £524, when i spoke to the guy last night he said the bailiffs were already on there way and would be with me in half an hour to remove goods ,i live with my parents so only have a few things that they can take anyway but he claimed to be able to take anything that belonged to my parents too ,which since looking this up have learnt this is UNLAWFUL. i have now been told i have untill today at 10.30 to find £603 otherwise the bailiffs will then be sent out. im actually panicking because i dont know if they can turn up, i have received no letters from them stating they have a court warrant or county judgement against me.. any advice would be helpful.
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