yes, have got all the tenancies

Thanks Tiglet I don't think I have any recent photos of the carpet, but it really wasn't that bad. When the carpets were cleaned a year ago after a fire they were in a worse state than they are now and came up perfectly. When I moved in I had to have the carpets fumigated for fleas, which the landlord paid for. Although the final months rent wasn't paid and they seemed ok with this, they are now threatening to take me to court for breach of contract as well as the carpet, could they do this?

Nope, no inventory, just an invoice for the new carpet, not anything from a carpet cleaners saying it was beyond cleaning

I know I have probably dug a hole for myself slightly, but please help me dig my way out! I gave notice on a shorthold tenancy and an end date was agreed. We moved out, but because the landlord had been quite difficult on occasion I witheld the last months rent. The landlord attended the property about 2 weeks before the end of the tenancy and agreed that as long as the house was cleared of my possessions when we left and the carpets were cleaned they were happy with the state of the property. We arranged that as they would be away when the tenancy ended, we would call them with details of the carpet cleaning company, and they would let them into the property. They have now replaced the carpet and sent me a bill for £300, it was rubbish carpet, but they are claiming it is beyond cleaning (which I don't think is true). They claim that it was new when I moved in, I have been there for 21 months What can I do?

OK well it's been a while, I issued the claim and they have entered a defence, AQ due to be filed by 07/06/07. Is there currently a standard defence that HSBC use that I can have a look at?

Oooh go on then, as long as I can afford the trip across the bridge ;-)

Sounds like a plan, count me in

OK, no reply to prelim, so LBA here we go

I'll post cos my sis is a lazy madam and probably wont! (star2544) She has had the letter through agreeing the settlement, but no cheque yet, will keep you posted

Hi guys, Doing a claim for a friend who isn't feeling confident enough to do it herself, only a little one for £360.00 plus a default. Prelim being sent tomorrow

OK, hope this will clarify things a bit. The OFT said last year that £12.00 was the MAXIMUM charge credit card companies could use. They have yet to give an opinion on bank charges. They are du to make a report in March. It is doubtful to be retrospective. Experts have suggested that it costs the banks a maximum of £4.50 per bounced DD or overlimit transaction. I would say to just carry on with any claim as is.

Off we go again! The family business account this time, just over £2600 in charges over 30 months (no wonder we got into trouble) Prelim letter being sent today.

Hi all Well my exceptionally lazy Dad has passed me this job to do! So I am trying to get all the details of charges for him (hopefully he does have internet banking, he isn't sure bless him). Otherwise DPA letter in the next couple of days

Reppir, can you please re-post this in the Lloyds TSB forum, we will be able to answer any queries you have there

I agree that cancelling the SO will cause more problems than anything. My sis is worried that unless she witholds the rent for a month, she will not have a deposit for a new flat.