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Streetwise

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  1. Its up to you you could call them and ask them if they will be complying with you S.A.R. request and when or just leave till it arrives,have you got comformation that they recieved the request.
  2. Get all your paperwork together and in order prepare your case to show what the bank was trying to do to you. Just a quick question to anybody reading this thread,do you think Mr Tomlinson Knows anything about the going ons at TELFORD.
  3. Are you also with R.B.S. or Natwest if so the breaking news this morning should cheer you up DON'T let the receivers in kick them out.
  4. Triton are Natwest's in house D.C.A.
  5. Hi Campsite,check your agreement for reasons that they can call in the loan. If they issue a formal demand,you have to ask them under what grounds they are issuing it .
  6. Why do you want to go to the Ombudsman.you say you think they are trying to make you default only you can do that. Make sure you have your original copy of the loan agreement.they may try to reconstitute one and add things to it that are not in the original. Regards Streetwise.
  7. Hi Ian,i think you should read COBS this might help you, is your mortgage with the bank as well.
  8. You are a long way from court unless there is something you have not told us. When the new tenants sign A.S.T.s they will have rights and the bank won't be able to just throw them out. These properties are yours.
  9. You don't really want to tell the new tenants anything about any dispute,its not there business,when you start taking control the receivers will probably back of, someone at the bank is trying to frighten you ,.they the BANK are acting illegally. You are going to have to start to stand up for yourself,the bank will try every dirty trick in the book to bully you and intimidate you,you as a tax payer have an 82% stake in this bank. You've got a long way to go so get going and ask as many questions on here and other places these people will help you. Don't be BULLIED. .
  10. Hi Squaddie,the OP has another thread going but its all over the place but you should get the just of what's going on if you read it.
  11. Okay,if it was me I would re let the properties. Open another bank account and have the rents paid into it. Work out how much roughly your quarterly payments were and get that March one paid Pronto. When, if this goes to a court the judge will note that you have tried not to fall into arrears but the bank pushed you into arrears,banks fault being totally unreasonable. If they the receivers have changed the locks on the empty properties,INFORM THE POLICE,these properties are still in your name,get a locksmith to change the locks back. Send a bill to the bank for changing the locks back. l You've got two months before the June payment if you can make it your back in control. If you make to there you can start to negotiate,I don't know all the fact's but I would be getting the other tenants in the properties that are let to pay there rents into your new Bank account REMEMBER there A.S T,s are with you not the bank or the receivers if they don't agree serve them notice's to quit. GOOD LUCK. I'll ask over the road if they can log on to here and help you but some are banned.
  12. When you talk of a contract do you mean the loan agreements. Does the final loan agreement have both your signature and a signature from the bank. Does the final loan agreement cancel out the other agreements have they consolidated them altogether. Do you have your copy of the final loan agreement,or only the bank's from the S.A.R. Your not going to like this but you should not have let the receivers take the properties with out a court order ,is there any way you could take control again. I take it your payments are quarterly as you say the March payment has been missed, Have the bank issued a Formal demand and if so,what grounds have they issued it under,as you say there was never a default on the account. These other Forums you mentioned are the wrong place to look and this site won't let me take you over the road. Use a search engine,to put your problem in and look carefully. There are others out there with the same problem as you.
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