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gilbertgecko

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  1. thanks I thought it unusual too - I fail to see how they 'will' get a ccj aginast me when I can provide evidence to the contrary. When I spoke my bank (to ensure they couldn't take any money), they said they were probably trying to frighten me - which probably would have worked if I wasn't aware of this site Thanks guys xx
  2. Hi silverfox - it was an email and it was cut and pasted so yep its verbatim!
  3. Thanks I've already made a complaint with the FOS - I'll send the harrassment letter tomorrow!! Have a good easter
  4. I had to post this - received today. 9 times what I owe?? How can they get away with threats like this (I've already reported them to the FOS as I paid them back so 9x jack s*it is what they can have) If there are insufficient funds in the account the payment might fail and all charges will IMMEDIATELY become due, ALL back dated interest, penalty fees will be charged. Recovery Agents will be sent to all addresses we have on file for you in order to obtain payment. Should this also prove unsuccessful we will be l iaising with solicitors who will obtain a County Court Judgement against you. Once this is secured we will return with a Warrant of Execution from the County Court and certified Court Bailiffs to seize goods at 9 times the value of what you owe.
  5. Thank you Huggysboss - I'll do it tomorrow and keep you updated and thanks for the welcome xx
  6. Hi everyone, I've been lurking for a while and decided it was time to join Was wondering if anyone could help me out, just received a formal demand from RW. It basically says that it has been passed to them from 'their client' as I have not paid. It doesnt say who their client is and I honestly don't know what it could be. It could very well be that I do owe the money and if so I am more than happy to repay in installments but not until I know who I actually owe! I am planning to send them the prove it letter and then take it from. Is that the right thing to do? Many Thanks x
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