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dylanward

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  1. Hi, the payments have always been £13.60 since the overdraft was arranged (approx 5-6 years ago). On a separate note we are trying to manage our debts through the CCCS and have agreed with almost everyone else to pay back a reduced amount each month until its clear, but Barclays have closed the account and sent us a nasty letter demanding the Overdraft be paid back in full or it will accrue interest at 82p a day until it is! I'm sure this is an idle threat, and hope its just a standard letter but obviously we're not particularly keen on being taken to court! Seems odd that their response to a letter about struggling with debts is to demand a full repayment, clearly we do not have this money... Going off the PPI Calculator we are owed £1100 of the overdraft so they can start by knocking that off... Thanks, D Ward
  2. Hi, can anyone tell me if I would be able to claim back overdraft protection payments for 6 years? I've been paying 13.60 a month during that time and the overdraft is 1700, this protection was set up when I increased my overdraft due to financial difficulties. The whole process (application) was done online and basically I was not allowed to increase my overdraft without taking this protection, there was no option to opt out. Any help greatfully appreciated, thanks, A Ward
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