Hi all, I've signed into my online banking account today and I can see that two of my accounts have been removed leaving only my ISA available. I had some bank charges and things etc a few months ago that got outta hand and after phoning Natwest we came to an agreement and the charges were reduced. I had paid the charges and my account was square and had a small amount of my wages left in it. My ISA is overdrawn by about £64 however. I haven't received anything from Natwest in regards to my account/s being closed. What can I do? Ninpo

I'd just get in touch with them and see what it might be possible to arrange, speak to the Citizens Advice Beaureau too! Good Luck!

I've read through this with interest, a friend of mine has a Kindle and I'm thinking of getting one I think I will now

Mentalist

HAha, I like this, it reminds me of LineFlyer

I had that issue too, what did you do to fix it?

I'd just try to uninstall and then go from there, backup all of your bookmarks first though!

Good luck! I wish you all the best! I had to give up lastyear and it was one of the hardest yet worthwhile things I have ever done!

@ themadcap, here is a copy of the email I received from the Cash Genie rep: James, We have received £10 on 4th February 2011 to hold your account for 2 weeks. Another £10 is due on the 18th February 2011. Your balance currently stands at £275.00, this is frozen from interest and charges while you are in the payment plan, but if your plan is failed then charges and interest that you would have incurred during the period of your plan will be added to the balance. So it is vitally important to make sure funds are available on your due date. Please email me if there are any change in your circumstances that would affect you paying back this loan. Feel free to ask any further questions, i am always happy to help. Many thanks & kind regards Ryan Simmonds Accounts Manager Cash Genie U.K Ltd

For anyone interested and if anything else can be done here is a quick rundown of what I've acchieved so far with these companies. __________________________________________________________________________ Payday Express - £200 debt: Paid £20 today on the 16/02/2011, due to pay an extra £20 on the 25/02/2011 for minimum payment to hold the account (rollover payment). Will leave me with a balance of £200 to pay on 15th of March. 0800 0126 862 Wonga - About £900-ish debt: payment plan for £151 to be taken from my bank on the 15th of March and then each month until cleared. 0871 2885 704 Payday UK - £350 debt: Paid £35 today on the 16/02/2011 to hold the account (was taken off the overall balance), due to pay £157.50 on the 16/03/2011 and again on the 18/04/2011. 0871 271 6111 Cash Genie - £275 debt: Paying £10 every two weeks. Due to pay £10 on the 18th of February. 0845 956 9848 24/7 Moneybox: - £140 debt: Spoke to their rep today 16/02/2011 and he informed me that I cannot set-up a payment plan but if I make a payment today for £35 then they'll withold any action on my account and hold the full amount of £140 until the 16/02/2011 020 7183 8078

How is this going for everyone? I myself have taken out some payday loans in the past and at one point it seemed as if I was only taking out more payday loans to cover the rollovers from my previous loans from other companies. I believe now that I am on track to getting this sorted. A few of the companies are accepting payment plans whilest others are letting me defer payments and I'm continuing on from there. One quick question: If for example I had a debt of £300 with Company A. I've been in touch with 'A' and they've said that I can pay them £35 to rollover the debt, When I spoke to 'A's representative on the phone I originally asked to set-up a payment plan, they said that they cannot do that as of now and the only thing they'll do is accept a rollover payment. Is this correct or if I make a reasonable offer to pay a certain amount must they accept that? Also, if I paid £35 to hold the account and stop interest and charges etc... Should that be taken off the overall amount?