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John Evans

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  1. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Hi, you must be a spy - renewal quote £737.35 similar to year before - call centre quote £337.54 a reassessment of 218.45% hardly a day to day variation ! My wife works in another division of the Halifax (this why I used them in the first place) and workmates of hers have also been systematically overcharged !
  4. I have been systematically overcharged for Home insurance by the Halifax which they refuse to refund my original policy cost was £737.35 and the re-applied for policy cost was finally settled at £337.54 for identical cover, an annual overcharge of £400.00. If you are a Halifax policy holder of a few years standing, log on to :-http://www.halifax.co.uk/insurance/insurance_home.shtml click the Home Insurance Quote and follow the instructions; you will find that a quote will not be given as they already have details on file. The information that blocks the quote is the address and the date of birth of the oldest resident (if you try next doors address or change the date of birth [one day older will do] and ‘hay presto’ a new quote will be displayed). I think you will be amazed at the result !
  5. Hi Seminole, Thanks for your reply – having a devious mind I assumed that Lloyds made an instant transfer on the same named accounts, knowing that both accounts will be looked at by the same person making any delay and therefore any overcharge obvious. Then delay the transfer between the differently named accounts, in the assumption that there would be no cross reference and they could hide the overcharge. I will write to my branch and post their response.
  6. Hi Seminole, Thanks for your reply – having a devious mind I assumed that Lloyds made an instant transfer on the same named accounts, knowing that both accounts will be looked at by the same person making any delay and therefore any overcharge obvious. Then delay the transfer between the differently named accounts, in the assumption that there would be no cross reference and they could hide the overcharge. I will write to my branch and post their response.
  7. I have a business currant account with Lloyds, I also at the same branch have two loan accounts. One is a business loan to the Company, the other loan account is in my name and is being used to purchase the Companies warehouse. I noticed the other day that payments being made from the Company’s Current account are credited to the Company loan account on the same day but to the loan account in my name 2 days later. This situation has been going on for some years and would amount to a serious overcharge of interest. Have I a case for redress ?
  8. Hi, I have a Company Bank Account - the charge for a letter telling me I had gone over my overdraft limit was £10 then raised to £12.50 and is now £15.00 - they also charge higher interest on the (I presume only on) the unauthorized amount, my question is would these amounts be considered punitive? Best regards, John.
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