Hi I bought a car several months back from a 28 year old who had 3 years no claims who was paying £237.00 fully comp car insurance .... I bought the car thinking thats not a bad price at all he showed me is insurance and also the cost of renewal ... I CONTACTED MY INSURANCE TO CHANGE OVER from the vehicle I was insured on ... I was initionaly paying £197.00 fully comp Anyway the vehicle ide just baught fully comp with 13 years no claims and aged 49 from my insurance was wanting £750.00 I asked why and was told it was my post code .. come on I only live 5 minutes away from the address were the young lad lived and was only paying £237 .00 I used a comparison site as my insurance was due for renewal anyway .. and the cheapest I could find was £ 490.00 for the car I had just baught .. Since then Ive spoke to 4 other young lads who also drive the same car and are all paying under £300.00 fully comp ..out of curiosity I typed his post code in over the road ..AND I was qouted £167.00 So I can understand why so many are frustrated when obtaining car insurance especially after obtaining full no claims.. its such a insurance [problem] .. myself and others like me who are in the same situation are being wripped of by insurance companies and the goverment / trading standards or the ombudsman are doing nothing about it ... even if you are in a high risk area post code .. and have over 13 years no claims ..give yourself a pat on the back .. as the insurance companies dont give a damn .. ( High risk area post code ..sting them )