Jump to content

lovebanana

Registered Users

Change your profile picture
  • Posts

    8
  • Joined

  • Last visited

Reputation

1 Neutral
  1. ok, but would they foud out that my 1 year NCD was based on incorrect information? or if they did fid out, will that cause me ay problem? thank
  2. I didnt have any problem while i was with the insurer so i never made a claim. so should i contact them after 1 year now to pay them more money before my ncd can become valid? thank u
  3. hi, I urgently need your advice as i've got 2 days left : with experience please. I bought an insurance cover for my car 2 years ago, the policy docs was sent by email so I never checked it, then by the end of the 12 months contract, I was resent the written policy and a letter to say they will no longer be able to cover me due to a change of their conditions and I was given a 1 year no claim discount certificate. it's only then that I realised that the information about my driving licence was incorrect, I had a provisional licence for 3 years and drive at the side of my husband but on the paper its says 3 years full uk licence. i have now reinsured my car, the quotes are very high so I thought I could use my 1 year no claims bonus to get some discount, I did and now the new insurer want to see my NCD. My question are: is that NCD still valid even thought an information was incorrect and because I only realised it late I didnt do anythg about it. can I sent the NCD or simply cancel everything or tell them i no longer have it or try to explain it (will the believe me or report me?) and restart from 0? If I do use it, will my new insurer contact the previous one for details of my previous policy?(on the letter, a number is given to call + a reference number). is this going to be considered as a fraud? OR, WHAT SHALL I DO? Don't want to get myself into hot water but then i am paying £1900 for the year ... thanks for reading and replying
  4. If the lady accepted liability, can her insurer refused that and blame me instead? my insurance want me to sign a peace of paper to take the case to small claims court, is that ok? or should I just cancel everything? i mean the claim even though it is genuine? thank you again
  5. thanks you all for your replies. my cover is third part only. i want to revoke the permission so that the do not get information about my driving licence which will show that i've had a full driving licence for only a year instead of the 4 years I told them( on my insurance application and also to investigator). what they are doing is finding the liability: who was at fault even thought the lady accepted liability at the scene and is ready even today to give me a statement. is the insurance company going to tell her she was not at fault or make her say so even thought she knows she was??? well my biggest regret is givng that just 1 wrong information about the years i hold my licence for( i did made my cover cheaper), i'll will never ever do it again. by the way am I supposed to let them know I am not longer working but instead studying? thank you very much. forgot to add the lady driver at fault has a full comprehensive and is making injury claim
  6. her mistake and was at fault but with no witness. but now the claim is taking more tham 5 months with investigations.... and third part insurance refusing to give any information on the claim or investigation they've carried out( sent an engineer and an investigator). they are still checking liability... well my problem is that i think they are just looking for reason no to repare my car even thought the lady accepted the fault which was obvious, i didn't call the police because it was just a small issue, what i thought and regret. now they want to know more about my driving record, mot, all sort of things, how it happened... now I think my insurance is invalid because i didnt give the right information on how many years i've had my driving lincence for( i said 4 years insted of 1 including when i had the provisional for) and i've left my job since I took out the policy to go back to studies. i didn't say this to the investigator, when ask to see my licence i said i was lost and he made me sign a paper giving them permission to retrive info from dvla( CAN I NOW REVOKE THIS PERMISSION BY CALLING THE DVLA????). i really reget giving wrong info on my insurance( it was too much for a car worth £700), i will surely never do it again for the peace of mind but now, WHAT SHALL I DO, GET A SOLICITOR? AM I IN A BIG TROUBLE? ANY OTHER POSSIBLE SOLUTION? please help, thank you for your time
  7. hi everyone, I need some serious help here please. i've been in a no fault accident, the lady recognise her mistake and was at fault but with no witness. but now the claim is taking more tham 5 months with investigations.... and third part insurance refusing to give any information on the claim or investigation they've carried out( sent an engineer and an investigator). they are still checking liability... well my problem is that i think they are just looking for reason no to repare my car even thought the lady accepted the fault which was obvious, i didn't call the police because it was just a small issue, what i thought and regret. now they want to know more about my driving record, mot, all sort of things, how it happened... now I think my insurance is invalid because i didnt give the right information on how many years i've had my driving lincence for( i said 4 years insted of 1 including when i had the provisional for) and i've left my job since I took out the policy to go back to studies. i didn't say this to the investigator, when ask to see my licence i said i was lost and he made me sign a paper giving them permission to retrive info from dvla( by the way, can i revoke this permission???). i really reget giving wrong info on my insurance( it was too much for a car worth £700), i will surely never do it again for the peace of mind but now, WHAT SHALL I DO, GET A SOLICITOR? AM I IN A BIG TROUBLE? ANY OTHER POSSIBLE SOLUTION? please help, thank you for your time
×
×
  • Create New...