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gitanes

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  1. HI guys! wonder if you can help?--- Am I allowed to balance transfer an amount from my partners card (main card that we share,shes the principal c/holder) to my card. Advtgs are total debt reduced, morally we primarily lived on this card so I would like to pay it off. So amount reduced, now she can offer a large lump sum approx 31% of total. If bal trans not ok ie might upset other c/card co`s (is this considered preferred crediting, I`m paying it as an add c/holder not her--does this make a difference?) regards full&f settlement offer or b/ruptcy it would be 35% offered, So what amount to start offering, 25%? As this is a straight offer, no IVA for 5yrs also no IVA costs is what I propose viable and allowed? Thanks G
  2. Hi------- Have just read the D makers--I would say it answers it all,I would say most couples what be found Guilty. Thanks for posting it.
  3. Thanks Antone--very good reply--there is a VERY public spirited neighbour nearby. I do have a house where I pay my own bills (Mortgage Utilities Council tax etc ) so does she on her home. Credit cards are additional cardholder--bank a/cs seperate. Mmm thought Partners where meant to act like a married couple these days--whats the difference? views pls. Will have a look at the `Descision Makers`now,sounds like a good read--but scary. Gitanes
  4. Hi all--my partner is claiming single jsa--I work 35hrs a week if I stayed at her place regularly during the week instead of mine would this skewer her claim as benefits might say we were living together as a married couple? What are the rules?
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