I posted my query, hoping that I would receive some intelligent advice from users within CAG. I rarely use CAG [now I'm thinking - thank ****] What did I receive? - a bunch of old hens responding from darkened rooms, from God knows where. So, let us/me examine the 'Hens.' There are three; so far. Possibly, after this, more may join them. One of them posts 6.58 'posts' a day [gold] The other 1.76 a day [silver] and bronze 1.56 A DAY! Any reasonable person may consider this: "Should they get a life?" As to receiving advice from the three oracles = I'm silly. I have a winning attitude and, I need glasses. This is my last post; as it has been completely fruitless.

You must be some fat guy who works for the NHS. Just answer my question - busy cagger

Is it legal, for council run car parks, to lease some of their bays? I have been using a particular car park; 30 years plus. It has six levels. First level has a row of bays painted pink [nice] for 'Handicapped' & 'Parents with children.' All the other bays are painted blue. Rightly or, wrongly, this colour has been considered for the use of all others It is a pay & display. It was busy. I drove up to the fifth level. All the bays were blue. It was 80 per cent full. Saw a bay and reversed in. Bought a ticket - onto windscreen. When I returned, there was a PCN on the window for not displaying a ticket. Found the parking office and entered. Within were 3 parking attendants munching happily. I was angry. A Team leader joined me. Went up to my car. Pointed out my ticket. He then alleged that I had placed it there after I had received the PCN. Got more angry. He said it had been issued by the Team Manager and he would have taken photos. He began to raise him on the radio. Whilst he was doing that, I spotted a 12" by 12" plaque saying one was not allowed to be parked in these bays - even if 'one' had a ticket. [Leased out to : Clinical Commissioning Group [CCG] {NHS} My research reveals they receive from the government i.e. 'us' two thirds of a 73 billion pound budget. Nice, again. Bear in mind - not even the Team Leader knew any of this. Also, other than the plaques being small, their positioning is suspect: The first one was blocked by my near side exterior mirror. The second, on the rear wall, was invisible to me as it was lower than my rear view mirror, and finally, the third one was out of sight as it was on the other side of the car parked next to mine. Of course, I am challenging the PCN. [inadequate signage] Has what has occurred - legal??

It was not until my 85 year old dad starting having problems with requesting home Insurance quotes from the likes of Tesco and others did I become aware of the sneeky little tactics employed by the sneeky little people involved in the murky world of Direct Debit. He asked for quotes and got DDs set up. In fact, quotes and 'thank you for taking up' letters were sent out on the same day. They then refused refunds so did his bank. He spoke with me and I did some research. DDs are run by banks for banks and their customers. It allows them to stick their greasy pinkies into your account anytime for any amount - as long as they tell you [read your mail, you might miss it] however, you get a 'guarantee' in small print. It's a good guarantee [any dispute and your bank MUST GIVE AN IMMEDIATE AND FULL REFUND. They then fight it out with the company who wants your hard earned cash] .but, not many know it and that includes the cashiers at the banks or BS - so, you end up arguing with one and all. However, if you get past the cashiers, the bosses know and you get your refund. This is how they set up dad's DDs. Companies share information among themselves, it wasn't difficult to get his bank details etc. So, being old, they thought - they'd have him over. So, they set up DDs, hoping he'd neither notice or complain. Now, it's my contention that they breached the first princilpe of the Data Protection Act. [DPA] For as dad had not authorised the DD, for them to use his 'personal details' i.e bank details, was 'unlawful.' I've just posted the letters to those involved setting out my concerns and requesting, under my rights from the DPA, to send me all personal information held by them, including recorded phone calls. For you need to be aware, that to start up a DD, they DON'T need a signature; authorisations can be given to them verbally.