BRIGADIER2JCS
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BRIGADIER2JCS last won the day on October 31 2014
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Statute Barred on a credit card never defaulted.
BRIGADIER2JCS replied to Fused's topic in General Debt Issues
As said previously Fused a default at this late date is highly unlikely and would easily be challenged at the moment the entry (s) are a nuisance and I think you correct in writing requesting removal now. -
Letter from Thomas Higgins Partnership re GYM debt
BRIGADIER2JCS replied to Ricky88's topic in Gyms and Health Clubs
Hi Rick welcome, For an alleged debt of less than £20 highly unlikely to issue a CC claim. More likely to register a default on credit reference file instead. Write asking for unequivocal proof of any such debt, state you do not acknowledge any liability for the alleged amount owed.- 5 replies
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I agree Coniff he made a good point. What is " behind" the scenes may well be somewhat different from that we see on news media.
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How do I get wrong entry removed from my file?
BRIGADIER2JCS replied to Dot1's topic in Data Protection and Default Issues
I think a "test" the water letter I regard to financial redress is a reasonable approach if this fails to produce a positive response escalate to a " letter before action" but you Must be prepared to follow this through if necessary. -
Statute Barred on a credit card never defaulted.
BRIGADIER2JCS replied to Fused's topic in General Debt Issues
Write to the Data Controller at the CRA (s) involved and state that you requires a notice of correction place on the files that the debt is statute barred. This record will certainly damage any application I suspect especially if the outstanding balance is large. As the creditor has not made any contact and you have neither paid or acknowledged the alleged debt you can most certainly write the creditors Data Controller informing them that the account is statute barred and you therefore do not acknowledge any liability and will not make any payment now or in the future. Also because of the creditors failure to default the account within the guidelines laid down by the ICO the CRA entry is now an unfair record. -
Fraudster Gains Access To My Credit File via Experian
BRIGADIER2JCS replied to NickR's topic in General Consumer Issues
An investigation such as this will take time 10 -14 days is not a reasonable time scale in which to expect results if the matter is to be investigated properly. -
Vote in Elections
BRIGADIER2JCS replied to The GodMother's topic in The Bear Garden – for off-topic chat
The elections in the UK are secret ballots as has been said, if confidential information has been passed to parties/candidates in an election at any level and you believe your specific information as your vote has been divulged a complaint should be made. I think the first port of call is the "returning officer". -
Moorcroft chasing Lloyds loan now sold to 1st credit
BRIGADIER2JCS replied to intend's topic in Lloyds Bank
Thanks for adding that dx. -
Irresponsible Lending by Provident ???
BRIGADIER2JCS replied to Gia's topic in Provident and associated companies.
Hello Gia, I would suggest that you write to this nervous manager and insist that all that he said is put in writing, it has already been seen how provident conveniently forget, lose, and deny conversations and correspondence. (Don't ask Demand).- 11 replies
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Don't worry about any further defaults happening now or in the future it's not going to happen! Even if it did it is very easy to challenge.
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Moorcroft chasing Lloyds loan now sold to 1st credit
BRIGADIER2JCS replied to intend's topic in Lloyds Bank
How true Intend!!! -
Exactly my point UB, the inclusion of the RBS data is a big mistake and certainly makes the recon non compliant. If I have enough time left here I will attempt to put something together to put Lowell away for good on this.
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Moorcroft chasing Lloyds loan now sold to 1st credit
BRIGADIER2JCS replied to intend's topic in Lloyds Bank
Go for it!! -
That is exactly the point UB the inclusion of data relating to 3rd party (RBS) and possibly disclosing information, in my opinion totally disqualifies the recon. No offers don't give in to them while I still have time here I'll try to put something together.
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