Does anyone know just what banking details do the credit reference agencies have in regard to our personal details please? If they hold the same information as we do ourselves, then this would surely be a breach of data protection as our information could then be sold on to any unscrupulous person(s) wishing to steal our identity. I have considered asking a couple of CRA's for all of the information that hold on me, but I doubt if they would be daft enough to give away something that could be used against themselves. I would expect that someone here knows just what they are allowed to have and just what they do have.

Hi Worriedmum, you could always ring your solicitor and ask if he informed the DWP of this payment, although this would be very unlikely indeed. Nor can I see the DWP having access to your bank statement(s) so quickly. Perhaps they have a way of getting your bank details very quickly, but I'm unsure of this. I hope all goes well for you.

I was informed that i was under suspicion of benefit fraud due to payments coming from my employer each month Hi Generalbear, Do the DWP have your bank statements that show these payments?

Hi Erika, it is a real shame that you are being targetted. I have been wondering, is it just possible that someone has given your personal details from the CAG site to HMRC as they will not like people whom offer support to others. I am unsure of the confidentiality of information that CAG holds on members, but know that most authorities don't like people whom not only stand up for their own rights, but also provide good information for others too. Just a thought. So in effect, if the authorities asked for your email address or any other information about you, could it given to them by someone else in order that they could 'track you down' to give you a rough time?

I am right in believing that they can also charge for photocopying up to a max of £50.00?

Thanks Seq, I can see exactly where you are coming from and totally agree with the arrangements. You all prove your worth on the site team. It is good to know that there is a wealth of knowledge to be had right here. Thank you all. Best Regards

Thanks Jabba, I was thinking along the same lines as yourself, it is only a matter of time to find out if and when they do contact her. In the meantime, I thought it may be an idea just to send the two weeks payment back to the company whom she did the work for, then she wouldn't have earned anything. In the meantime, the Crisis team said it will take a week for the meds to start to work properly. What a pickle over a small amount of money!

Going Forward, What a heart rending story. I am so sad for you at this time. Please keep us updated as to your progress. There is some real good advice coming from this site and it is good to know that you have friends whom you have never even met have empathy for you, myself included. I and others are really with you here on this traumatic occasion. It seems from your post that you have a good Doctor on your side. That is key to your getting you life back. I hope you keep us all posted as to your situation. Try you best to be with people whom will be encouraging to you and avoid those whom will not, that way, you will be able to cope better -believe me it will definitely help you. Warm and sincere regards to you my friend.

I can't believe that any court in the land could uphold the DWP's case that your ex is still living with you just on the basis that he has mail still going to your address. To me, this would indicate that they either 1) Not disclosing to you any other evidence that they may have, and therefore should go in your favour in any Court appearance. Neither do I think that any Judge would be too happy with them if they presented different evidence that they could have given you the opportunity of rebuttal or admission to. Or 2) They have no other other evidence.

The money was earned in approx two weeks and she didn't declare it. It was paid into her account. On the positive side, her G.P. has visited and contacted the Mental health crisis team whom came out to visit her. They wanted to take her into hospital for a little while to stabilise her, but she can't and won't leave the two children. She is now on medication which is a good thing as it hopefully will help her to rationalise a little better. If she could put the money she earned in an envelope and post it back to the company she did the work for, then she wouldn't have earned anything at all. I don't know how that would stand.

Rules me out then I suppose. At least I can come here as a visitor. I know that it would take a lot more experience of legal matters etc than I have at present, as I have read some of the great advice and links from the site team and I wondered where they get all of their knowledge from. I know at the CAB you can volunteer and get trained whilst sitting in on individual cases and learning some stuff that way, but when you are not fit enough to go out a lot of the time, that makes it more difficult. All in all, I think this is a great site and would recommend it to anyone.

Thank you for your answers. If you don't ask, you'll never know. Best Regards

Hi WW. I hope you get a good response from someone in the know here. I don't like to volunteer names of individual whom I have seen to have a wealth of experience, they are definitely here, but maybe not today. If you browse the lists you will surely find some names whom you could send a message to, just in case they've not read your post. Remember that once you've said something to the authorites, you can't take it back, and as it's been years now, if it were me, I wait until I got one of the experts opinions before making your decision. That is only my point of view, but I do feel for you at this time, but don't get too stressed as I'm sure one of the experts will come along with some better advice than I have. Best Wishes WW.

Thanks Michael. Does it take a long long time??

Hi to all whom responded to thread, the overpayment we found last night amounts to less than £400 and tax was deducted at source. She has agreed to allow G.P. visit but will not get out of bed. We're just glad she will allow doc to come out as I think she needs hospital care at present. Thanks to all.