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ACEFR3HL3Y

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  1. Yeah, I get where youre coming from. Tbh I cant remember when my wages were arrested, more than likely for a couple of years before I stopped work. I didnt agree to anything, which is no doubt why arrestment took place. It totally slipped my mind to contact them after I gave up work, prob due to being more concerned about my health but this, I know, is no excuse. I have no idea how long debt goes back and is for, it was taken out my wages so was not concerned about it as they were getting their monthly amount. I just completely forgot about it the past 2 months and now I am paying for that I suppose.
  2. Hi, I only set up direct debit this morning after I called Scott and Co, I was of the understanding that this is what was required of me to stop the arrestment. As far as I am aware, I receive council tax reduction as I am now in receipt of full housing benefit. As far as I am aware the council are aware of my mental health, the reason being they housed me several years ago, my health being one of the factors. It is Kingdom Housing Assc. that I am housed with, so deal with Fife Council. I am aware that this may be my own doing, although completely unintentional, as I have appeared to have missed any letters that were sent to me. I will call Fife Council in the morning and see if they can offer me advice in this. I appreciate your response, thnx
  3. Thnx for link. I have been receiving tax credits for the past couple of years, this of course stopped when I officially retired from my job due to ill health. I was receiving sick pay from my work for a total of 26 weeks I think it was. I was off work since Oct 2015,I then filled out an SSP1 form and started receiving esa from job centre. As I no longer worked, I decided to cash in my pension early, which is why I had money in my account or did. I may try and phone Council and see if I they can take the debt back and accept a monthly payment towards arrears, failing that I will hopefully get advice from the local CAB, I appreciate everyones advice in this matter
  4. No not as such,im presuming its an arrestment as I did not authorise such a payment. From what info I have, the amount stated above has been set aside, the money is still in my account as such, but my account balance and account available shows the different amounts. I was informed by Scott and Co that some sort of mandate would be sent to me, I have then to sign it so the funds can be released to them. If I do not sign this mandate, the funds will be released by the bank to Scott and Co 14 weeks later
  5. Thnx ericsbrother, I am not hiding behind anything, especially my illness. I did not receive any court order or recall receiving such. If there was and obviously there appears to be, some court order issued, I was not aware of it or any action being taken until today. Maybe it was a mistake on my part even mentioning my illness, so for that I apologise. At the end of the day, I came here for advice and described the situation as best I could with the information I currently have. I shall seek advice via CAB, thnx for your attention, have a good evening
  6. Sorry for "sketchy" info, I am only going by what I have been told, yes, it will be under Scottish law as im in Scotland, I shouldve mentioned that earlier. I had no warning or communication that anything like this was going to happen,I just noticed on checking my bank account this morning. Im just looking for advice if I can dispute the arrestment and have it taken off. Im no legal expert which is why i am here for some advice. I understand the info is not in detail but if theres anything you need to know I can reply to the best of my ability, thnx again for responses
  7. I believe, from what ive so far read online, that I can put in a "notice of objection" to Sheriff, I will,however, need to get details from Scott and Co which Court is dealing with this, do I write a personal letter to the Court
  8. I have no recollection of any such letters, no one has been to door to hand them to me personally, according to scott and co, either personally handed over or put through letter box. As I said, my mental and physical health has taken over my concerns this past year, I gather there is nothing I can now do about this? dipped into my life savings, suppose if i was in a better place mentally and physically this wouldnt have happened. Is it worth getting legal advice or can I kiss my savings goodbye
  9. Just called bank and they said its a legal process and they have to adhere by it by law, I was told again to contact Scott and Co, which ive done 4 times already today and there, according to them, is nothing i can do to reverse this action I must add that payment has not been taken but the funds have been " set aside" Sorry for so many ramblings, im in panic mode as that money was being kept to help with funeral expenses, im now apparently left with nothing but my benefits, surely this cant be happening
  10. When i first noticed this morning i called my bank, they in turn told me to contact scott and co When I called Scott and Co I did set up a direct debit for the amount of £30 a month and made a payment of £30 today, can I authorise my bank to stop this
  11. Hi all, I have just woke today to find that scott and co have been into my bank account and a total of £3900 has been set aside for them. This is a council tax debt that has built up over the years. I recently had to give up work due to ill health, I received an amount of £5000 from my pension company, which i planned to hold onto for funeral expenses as i dont have life insurance. I am now left with the measly sum off £800 to my name. I receive ESA and am currently awaiting a tribunal regarding a PIP claim. When i worked I was paying an amount off my wages to scott and co via wage arrestment, that stopped in August. Scott and co said they sent letters out but I never received such letters. I suffer from depression and now with my latest illness, the last thing on my mind was anything to do with council tax. I have called scott and co and they said there is nothing i can do to stop this now that the amount has been set aside. Is there any advice as to what I can do, can I stop this, I have offered to pay a monthly amount but they still insist the £3900 will be taken, thnx in advance for any advice Allan
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