Hey dx100uk, firstly can I ask what store ur account is held at? Also u need to contact the complaints dept(if ur told they don't have 1 there lying) explain ur situation and ask for a statement of ur account, keep the names and dates of all the people u speak to. As for warrants and stuff they legally don't have a leg to stand on that's why the APR rate is so high they call it risky business

Ok so perfect home r a pain!! Firstly they are only allowed to leave 1 voicemail per day, They can call at ur property if they have no joy on the phone But they have no legal right to enter or take goods without ur permission! They try and use bully tactics to force payment or goods and as for cover plus and theft and accidental damage cover there not worth the paper there written on!! As for "temple finance" well that's a trading name there's no finance company it's the store manager who decides if u can have a product!!

all this moanin about the likes of perfecthome and bright house, well heres how it is firstly when u enter a contract with these companies everything is explained to u about late payments, how much u will pay back etc, etc so the answer to all the moans and groans is easy simply pay on time like u agreed to when u signed up, if ur moaning about late charges u have no doubt gone late so stop moaning and pay up. i'm a customer with both and i dont go late i pay on time like i agreed to when i signed up.