soundshack
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MMF place default on my credit file
soundshack replied to soundshack's topic in Motormile Finance UK Ltd/Lantern
ok thanks -
MMF place default on my credit file
soundshack replied to soundshack's topic in Motormile Finance UK Ltd/Lantern
Anyone with any advice? -
Hi, I've recently checked my credit file to find Motor Mile have placed a default on my credit file. They state the type as Pay Day Loan. Account started - 19/07/2011 Default Date - 22/04/2016 Default Balance -£318 This has just appeared out of the blue. Reading the forums here it sounds like they buy old date. My question is are they allowed to place a default on my account? I've never heard of them. They also have my date of birth wrong on the credit report. out by a couple of days. There was never any other default from any payday lender before april. Please can someone advise how to get this removed? Thanks.
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thanks for the reply, will fire that one off and keep you posted.
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Hi just thought I'd give a quick update to this. I sent the letter as mentioned above and waited about a month and finally got a reply from H & L. They ignored the letter I sent and said this - "We write to confirm that we have instructed to agree a discounted settlement figure with you to clear this account." should I respond to this or just leave it?
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thanks for your help. Will give that a try.
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HSBC have been chasing me for a debt for some time which they passed to westcot. I sent wescot a CCA request which they didnt respond to within the 12 day period. They then wrote to me stating the file had been passed back to the client and that I would hear no more from them. HSBC have now passed the file to H L Legal solictiors who have sent me notification of court action to obtain a ccj against me. As they are yet to respond to the CCA request can they do anything? I have downloaded a couple of template letters from here, the one to a solicitors after a cca has been ignored and the one where it has been passed on to another dca. What letter should I send them as I made the cca request to westcot. Do I need to send another cca direct to HSBC or H L Legal? really not sure what to do now. any help would be great. Many Thanks, John.
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