True i guess ,i will have to come up with a plan B

Hello I was put at risk of redundancy , the letter said they would consider volunteers but no guarantee, was intending to leave later in the year i volunteered . had a one to one with the director and said i was interested , have worked there for over 10 years so the payout was considerable and would help with my new venture . The request was refused. There are 2 positions and 4 people , have un offically been told one of the roles is mine even though i said dont want it, was un offically told they want me to take the job as if i dont they will be forced to give it to one of the people they want to get rid of . have a very good relationship with the director who said if i stay until all the dust settles he will try let me leave before the 3 months notice is up maybe 2-3 weeks early but this wont help me much . The whole thing stinks tbh why offer someone a job who has told you they're intending to leave , also i will have to put in my notice during the 45 day redundancy consultancy period and not sure how that would work . i have not spoken to HR yet as this will cause issues but im seriously considering going to Hr . Need some advice please asap . Thanks

Small update Recd a letter from Northampton Dated 8-9-2016 I acknowledge receipt of your defence . A copy is being served on the claimant (or the claimants solicitor) . The claimant may contact you direct to resolve any dispute . If the dispute cannot be resolved informally , the claimant will inform the court the he wishes to proceed. The court will then inform you what will happen . Where he wishes to proceed the claimant must contact the court within 28 days after receiving a copy of your defence. After that period has elapsed the claim will be stayed . The only action the claimant can take will be to apply to a judge for an order lifting the stay . Nothing received from arrow or their solicitors .

My defence has been submitted -so i guess i sit and wait to see what happens

thanks guys great help

My first attempt at the defence , 1.The claimants claim is for the sum off £9500 being monies due under a regulated agreement between the defendant and MBNA europe and assigned to the claimant on **/11/2015 notice of which has been provided to the defendant . 2. The defendant has failed to make a payment in accordance with the terms of the agreement and a default notice has been served pursuant to the consumer credit act 1974. 3.The complainant claims the sum of £9500 4. C has complied as fas as is necessary with the pre action conduct practice direction . Defence 1 The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. I have in the past had an agreement with MBNA but do not recognise this specific account number or recollect any outstanding debt and have therefore requested clarification by way of a CPR 31.14 and section 78 request.I am unaware of any legal assignment or Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1) 3. Paragraph 2 is denied I have not been served with a Default Notice pursuant to the consumer credit Act 1974. 4. On receipt of the claim form, the Defendant sent a request by way of a section 78 pursuant to the Consumer Credit Act 1974, for a copy of the agreement, acknowledgement of this was received by the defendant stating they have forwarded the request to Arrow Global Ltd who will endeavour to answer my request . Therefore the claimant is and remains in Default of said s78 request. 5. A further request made via CPR 31.14 to the claimants solicitor, requesting disclosure of documents on which the Claimant is basing their claim. The claimant has not complied,to date nothing has been received. 6. It is therefore not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is to : a) show how the Defendant has entered into an agreement and; b) show how the Defendant has reached the amount claimed for and; c) show the nature of the breach and evidence by way of a Default Notice pursuant to sec 87 CCA1974 d) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

wasn't sure about the 29th either

9/8/2016 29/8/2016

excuse my ignorance whats AOS ?

Update 26 8 2016 Recd a reply from Shoosmith as follows We write with reference to the above matter and your recent correspondence dated **/08/16. We acknowledge receipt of your request under the consumer credit act 1974 and the cheque for 1£ ,We can confirm that we have forwarded this request to Arrow Global ltd who will now endeavour to comply with your request.# Please note however that we have issued a county court claim against you on **/08/16 you are therefore still required to respond to the court in relation to this. Should we fail to receive a response to the claim by **/08/16 we will be at liberty to request a county court judgement against you without further contact or notice . Should you have any other queries ,please do not hesitate to contact our offices on ...... Any thoughts ? -I have already acknowledge service and defend all . Will submit a defence over next few days

ok thanks ,will post it up here once its complete

How long do i wait before i send in a defence ,i have started composing it .The papers were issues on 9/8/2016

Thanks for everyones help ,i sent off the 2 requests last week ,so my next step is to work on the defence

Thanks . If im going to dispute it what defence would be best

I had a few MBNA cards and other cards back then and got into difficult financially ,there must have been a balance outstanding .