Hi everyone after a bit of advice I split up with my ex wife and had 3 mobile phone contracts in my name 1 mine 1 hers 1 my sons. As I trusted her I kept them in my name as she had bad credit and I just transferred money owed for my bill every month for her to pay along with the remaining 2 accounts. The phones got cut off all of a sudden & I have just had a bill from a debt collecting company of £1770 rising by £110 a month. it turns out she hasn't been paying it all along. I'm know I'm liable as the bill is in my name is there anything else anyone can suggest??

hi i have a statement stating the dates the charges were and by what means the charges were for ie letter sms phone. i have them here i requested them prior to clearing my debt.

i have been wondering could i still go to one of these no win no fee mis sold a loan companys because i have finished the loan i dont suppose i can?? i may have ben silly clearing the debt but didnt want to lose my car which is worth 5grand for a £600 debt but would love to get some of my money back if possible but guess its wishfull thinking... thank you for all your help

hi they added on £800 for telephone calls & letters even sms that they sent me so i had words with the accounts manager who wasnt helpfull in the slightest way all she kept saying is my phone call is being recorded, i said that they knew my circumstances but was told if i dont pay they would take my car i said havent you had enough money out of me all i wanted to do was settle the £600 i owed without the charges but it fell on deaf ears all i got was a £200 reduction in the charges so paid the £1200 to finish it and took it as an expensive lesson learned. i was paying £60 pw & thought if i hadnt paid it off they would have screwed me over for more money. but to be fair to the guy who we took out the loan with he said "make sure you pay it off before the interest gets added" but unfortunaltely i lost my job and ended up paying over £3200 on a £1200 loan. lessson learnt wont be doing that again....

hello i deperately need your help with logbook loans i recently have been made redundant. so got a bit behind on my payments with logbook loans so aggreed a payment plan of £60 per week to clear the arrears which i am happy to do so but i have been recieving letters 2 a week saying io am in arrears but i have been paying, i only owe £600 by my calculations & on my origional payment plan which i got when i took out the loan. anywasy i recieved a statement yesterday stating that i owe another 630 pounds in charges for the letters they have sent out & calls i have made a late payment twice. i rang them only to be told that if i was paying on time the arrears will be wiped but dont trust them to do so. they know my situation finacially and i feel that they are just making more money out of my situation . can anyone please help i am at the end of my tether with them,

hello i deperately need your help with logbook loans i recently have been made redundant. so got a bit behind on my payments with logbook loans so aggreed a payment plan of £60 per week to clear the arrears which i am happy to do so but i have been recieving letters 2 a week saying io am in arrears but i have been paying, i only owe £600 by my calculations & on my origional payment plan which i got when i took out the loan. anywasy i recieved a statement yesterday stating that i owe another 630 pounds in charges for the letters they have sent out & calls i have made a late payment twice. i rang them only to be told that if i was paying on time the arrears will be wiped but dont trust them to do so. they know my situation finacially and i feel that they are just making more money out of my situation . can anyone please help i am at the end of my tether with them,